157 H St, Ramona, CA 92065 Property Records

San Diego County property record for 157 H St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,422 sqft · built 1962
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2011)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`281-460-48-00`

Property Details

APN / Parcel Number

Primary APN	`281-460-48-00`
Alternative APN	`2814604500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,422 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	37,026 sqft (0.85 acres)

Location & Zoning

Old Parcel Number	2814604500
Street Address	157 H ST
City	RAMONA
State	CA
Zip	92065-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 133 PAR B OF DOC04-0812956 TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	133
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3005
Census Tract	20813

Owner

Source: San Diego County records · APN 281-460-48-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	157 H ST, RAMONA, CA 92065-2459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2011 · Amount on Record
Deed Sale	Aug 05, 2011 · Amount on Record
Prior Sale	May 09, 2011 · Amount on Record
Deed Document Number	2011399593
Prior Transfer Date	Oct 04, 2004
Prior Transfer Doc	0000958597
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	157 H ST, RAMONA, CA 92065-2459
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	EQUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078178
Date	Feb 28, 2018
Instrument	2018-0078178

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2038

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$281,844 (+2%) Land $128,110 Building $153,734
2025	$3,071.00 (+11.31%) Homeowner's exemption	$276,319 (+4.04%) Land $125,599 Building $150,720
2023	$2,759.00 (-5.03%) Homeowner's exemption	$265,591 Land $120,723 Building $144,868
2022	$2,905.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208133, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

Based on FCC filings for 135 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.