163 E Main St, Hancock, NY 13783 Property Records

Delaware County and Hancock Town property record for 163 E Main St, Hancock, NY 13783

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,088 sqft · built 1925
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Nov 2020)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123601 429.13-2-18`

Property Details

APN / Parcel Number

Primary APN	`123601 429.13-2-18`
Alternative APNs	`36014290130002018000` `06801998011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,088 sqft Living Area
1st Floor Area	1,170 sqft
2nd Floor Area	918 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	154 ft deep x 95 ft wide
Porch	Slab
Porch Area	268 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06801998011
Street Address	163 E MAIN ST
City	HANCOCK
State	NY
Zip	13783-1178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DONALD FLAMMIO
Legal Block	2
Legal Lot Number	18.000
Jurisdiction	DELAWARE NY
Township / Civil Division	HANCOCK
Census Block Group	4
Census Block	4038
Census Tract	971400

Owner

Source: Delaware County and Hancock Town records · APN 123601 429.13-2-18

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	163 E MAIN ST, HANCOCK, NY 13783-1178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Jan 24, 2012 · Amount on Record
Deed Document Number	20207612
Deed Book / Page	1648 / 34
Record Updated	Jun 08, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 24, 2020
Property Address	163 E MAIN ST, HANCOCK, NY 13783-1178
Document Number	0001648/34
Book / Page	1648 / 34
Instrument Date	Nov 05, 2020
Instrument	7612
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 W 56TH ST, NEW YORK, NY 10019-3609

Mortgage

Document Number	0000007613
Date	Nov 24, 2020
Instrument	7613

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County and Hancock Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Hancock Town
Municipality	Hancock Village
Unified School District	Hancock Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,936.00 (+20.48%)	$15,000 (-) Land $2,000 Building $13,000	$187,500 (+25%) Land $25,000 Building $162,500
2023		$15,000 (-) Land $2,000 Building $13,000	$150,000 (+8.3%) Land $20,000 Building $130,000
2022		$15,000 Land $2,000 Building $13,000	$138,504 Land $18,467 Building $120,037
2021	$2,437.00 (-26.51%)
2020	$3,316.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	15 (1986–2023)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2006 · 9 claims Tropical Depression Ivan, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
The Hancock Telephone Company Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

Based on FCC filings for 107 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HANCOCK VILLAGE serves 1,182 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.