163 E Jefferson St, Bluffton, OH 45817 Property Records

Allen County property record for 163 E Jefferson St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,712 sqft · built 1920
Lot Size	1.43 acres (62,291 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Oct 2015)
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-0112-08-003.000`

Property Details

APN / Parcel Number

Primary APN	`28-0112-08-003.000`
Alternative APN	`A0228011208003000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,159 sqft
Attic	Attic
Attic Area	553 sqft
Basement Area	1,152 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	62,291 sqft (1.43 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	321 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	163 E JEFFERSON ST
City	BLUFFTON
State	OH
Zip	45817-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 RTS 08-02-01
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2053
Census Tract	10100

Owner

Source: Allen County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	163 E JEFFERSON ST, BLUFFTON, OH 45817-1342
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CREDIT UNION
Jun 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Oct 26, 2023	Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2015 · Amount on Record
Deed Sale	Oct 14, 2015 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	201510859
Deed Book / Page	2015 / 10859
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Aug 10, 2026
Property Address	163 E JEFFERSON ST, BLUFFTON, OH 45817-1342
Document Number	0000008286
Instrument Date	Jul 16, 2026
Instrument	20268286
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	505 E JEFFERSON ST, BLUFFTON, OH 45817-1349

Mortgage

Document Number	0000008286,
Date	Aug 10, 2026
Instrument	20268286

Lender

Name	SUPERIOR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	163 E JEFFERSON ST, BLUFFTON, OH 45817-1342
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6280007593
Date	Jun 28, 2022
Book Page	2022/7593
Instrument	202206280007593

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	163 E JEFFERSON ST, BLUFFTON, OH 45817-1342
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10260009400
Date	Oct 26, 2023
Book Page	2023/9400
Instrument	202310260009400

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,060.00 (-0.07%)	$80,120 (-) Land $21,980 Building $58,140	$228,900 (-) Land $62,800 Building $166,100
2024	$3,062.00 (+19.05%)	$80,120 (+31.62%) Land $21,980 Building $58,140	$228,900 (+31.63%) Land $62,800 Building $166,100
2023	$2,572.00 (-0.89%)	$60,870 (-) Land $18,310 Building $42,560
2022	$2,595.00	$60,870 Land $18,310 Building $42,560
2021			$173,900 Land $52,300 Building $121,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: HDER Link.

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