Oswego County and Oswego City property record for 163 E 7th St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,481 sqft · built 1900 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jul 2021) |
| Tax Bill | $2,038 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.65-03-30 |
| Primary APN | 351200 128.65-03-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,481 sqft Living Area |
| 1st Floor Area | 777 sqft |
| 2nd Floor Area | 483 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Porch | Porch |
| Porch Area | 155 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3549 |
|---|---|
| Street Address | 163 E 7TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN1 |
| Legal Block | 3 |
| Legal Lot Number | 30.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 21604 |
163 E 7th St is owned and occupied by an individual who bought it in July 2021.
Source: Oswego County and Oswego City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 163 E 7TH ST, OSWEGO, NY 13126-2745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on File |
| Deed Sale | Jul 22, 2021 · Amount on File |
| Prior Sale | Jun 2, 2008 · Amount on File |
| Deed Document Number | 20218384 |
| Prior Transfer Date | Oct 28, 2009 |
| Prior Transfer Doc | 0000011213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 22, 2021 |
| Property Address | 163 E 7TH ST, OSWEGO, NY 13126-2745 |
| Document Number | 0000008384 |
| Instrument Date | Jul 7, 2021 |
| Instrument | R-2021-008384 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 163 E 7TH ST, 163, OSWEGO, NY 13126-2745 |
| Name | Verified Name |
|---|---|
| Address | 6008 MANLEY DR, RED CREEK, NY 13143-3209 |
| Document Number | 0000008385 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | R-2021-008385 |
| Name | PATHFINDER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Number | 0000008386 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | R-2021-008386 |
| Name | PATHFINDER BANK |
|---|---|
| Type | Bank |
| Address | OSWEGO, NY 13126 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 163 E 7th St was $2,038, down 1.2% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,038.00 (-1.16%) | ||
| 2025 | $2,062.00 | $110,000 Land $17,000 Building $93,000 | $110,000 Land $17,000 Building $93,000 |
| 2023 | $89,000 Land $9,900 Building $79,100 | $107,229 Land $11,928 Building $95,301 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 163 E 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 163 E 7th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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