162 E 7th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 162 E 7th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,436 sqft · built 1923
Lot Size0.121 acres (5,280 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Mar 2023)
Tax Bill$3,336 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.65-02-07

Property Details

APN / Parcel Number

Primary APN351200 128.65-02-07
Alternative APNs
  • 120012806500020070000000
  • 5939

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,436 sqft Living Area
1st Floor Area1,486 sqft
2nd Floor Area950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,280 sqft (0.121 acres)
Lot Dimensions80 ft deep x 66 ft wide
Garage TypeDetached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area210 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5939
Street Address162 E 7TH ST
CityOSWEGO
StateNY
Zip13126-2746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal SubdivisionTHE FORMER VILLAGE OF EAST OSWEGO
Legal Block2
Legal Lot Number7.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2016
Census Tract21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address162 E 7TH ST, OSWEGO, NY 13126-2746
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2023 · Amount on Record
Deed SaleMar 1, 2023 · Amount on Record
Prior SaleNov 6, 2008 · Amount on Record
Deed Document Number20231845
Prior Transfer DateDec 12, 2012
Prior Transfer Doc0000013758
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateMar 1, 2023
Property Address162 E 7TH ST, OSWEGO, NY 13126-2746
Document Number0000001845
Instrument DateFeb 18, 2023
InstrumentR-2023-001845
Transaction TypeTransfer
Record UpdatedMay 31, 2023
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4271 COUNTY ROUTE 4, OSWEGO, NY 13126-6335

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4181 LONG BRANCH RD, LIVERPOOL, NY 13090-3243

Mortgage

Document Number0000001846
DateMar 1, 2023
InstrumentR-2023-001846
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,336.00 (-1.16%) Homeowner's exemption
2025$3,375.00$180,000 (+43.2%) Land $18,800 Building $161,200$180,000 (+18.85%) Land $18,800 Building $161,200
2023$125,700 Land $11,600 Building $114,100$151,446 Land $13,976 Building $137,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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