Cumberland County and Gray Town property record for 163 Cottage Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 924 sqft · built 1937 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,095 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | F03025000000 |
| Primary APN | F03025000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Cottage |
| Exterior Material | Combination |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Deck Area | Deck Area |
| Heating System | Space Heater |
|---|
| Account Number | 3348 |
|---|---|
| Street Address | 163 COTTAGE RD |
| City | GRAY |
| State | ME |
| Zip | 04039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 203 |
| Legal Lot Number | 25-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 4702 |
163 Cottage Rd, a single family home, is held in a trust.
Source: Cumberland County and Gray Town records, as of July 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1135 OCEAN PKWY, 115, BERLIN, MD 21811-1722 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Dec 29, 2022 |
| Property Address | 163 COTTAGE RD, GRAY, ME 04039 |
| Document Number | 0399220080 |
| Book / Page | 39922 / 80 |
| Instrument Date | Dec 6, 2022 |
| Instrument | 62343 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1135 OCEAN PKWY UNIT 115, 115, OCEAN PINES, MD 21811-1722 |
The 2025 property tax bill for 163 Cottage Rd was $3,095.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,095.00 | $319,700 Land $202,900 Building $116,800 |
| 2023 | $3,242.00 (+8.79%) | $213,600 (-) Land $125,100 Building $88,500 |
| 2022 | $2,980.00 | $213,600 Land $125,100 Building $88,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 163 Cottage Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1983–2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 163 Cottage Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Fidium Fiber.
5G (outdoors only) and 4G LTE
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