152 Cottage Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 152 Cottage Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 2004
Lot Size8.86 acres (385,942 sqft)
OwnerIndividual Name on Record
Last Sale$312,500 (Oct 2017)
Tax Bill$5,789 (2025)
Deeds & MortgagesMay 2020 Refinance
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNF0329A000000

Property Details

APN / Parcel Number

Primary APNF0329A000000
Alternative APNs
  • GRAY M:074 B:203 L:291-000
  • 3354

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
Basement Area800 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area385,942 sqft (8.86 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number3354
Street Address152 COTTAGE RD
CityGRAY
StateME
Zip04039-5419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Block203
Legal Lot Number291-0
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group4
Census Block4025
Census Tract4702

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address152 COTTAGE RD, GRAY, ME 04039-5419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HARBORONE MORTGAGE
Oct 23, 2017Quit Claim Deed, Transfer
MERRIMACK MTG CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2017 · Amount on Record
Deed SaleOct 23, 2017 · Amount on Record
Prior SaleSep 8, 2008 · Amount on Record
Deed Document Number201753940
Deed Book / Page34403 / 274
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address152 COTTAGE RD, GRAY, ME 04039-5419
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0367060335
DateMay 18, 2020
Book Page36706/335
Instrument25578
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJun 1, 2040

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAY ME
Recording DateOct 23, 2017
Property Address152 COTTAGE RD, GRAY, ME 04039-5419
Document Number0344030274
Book / Page34403 / 0274
Instrument000000053940
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053941
DateOct 23, 2017
Instrument000000053941
Lender
NameMERRIMACK MTG CO
Agreement
AmountAmount Recorded
Term360 Months
DueOct 23, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,789.00 (+12.32%)$598,000 (+76.14%) Land $204,100 Building $393,900
2023$5,154.00 (+8.83%)$339,500 (-) Land $92,000 Building $247,500
2022$4,736.00$339,500 Land $92,000 Building $247,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1983–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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