163 Armsby Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 163 Armsby Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,326 sqft · built 1963
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$474,900 (Oct 2023)
Tax Bill	$5,584 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0018 P:54`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0018 P:54`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	2,771 sqft
1st Floor Area	1,326 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	163 ARMSBY RD
City	SUTTON
State	MA
Zip	01590-2937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	1
Census Block	1031
Census Tract	751101

Owner

163 Armsby Rd is owned and occupied by an individual who bought it in October 2023.

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	163 ARMSBY RD, SUTTON, MA 01590-2937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jan 13, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 15, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Book / Page	69714 / 210
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Oct 2, 2023
Property Address	163 ARMSBY RD, SUTTON, MA 01590-2937
Document Number	069714-210
Book / Page	69714 / 210
Instrument Date	Oct 2, 2023
Instrument	82087
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	163 ARMSBY RD, SUTTON, MA 01590-2937

Mortgage

Document Number	0000082088
Date	Oct 2, 2023
Instrument	82088

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jan 13, 2022
Property Address	163 ARMSBY RD, SUTTON, MA 01590-2937
Document Number	066940-113
Book / Page	66940 / 113
Instrument Date	Oct 13, 2021
Instrument	5111
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 ARMSBY RD, SUTTON, MA 01590-2937

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jun 15, 2018
Property Address	163 ARMSBY RD, SUTTON, MA 01590-2937
Document Number	58957-1
Book / Page	058957 / 000001
Instrument Date	Jun 15, 2018
Instrument	59487
Transaction Type	Transfer
Record Updated	Jul 3, 2018

Transaction

Amount	Amount on Record
Tax	$1,413.60
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	163 ARMSBY RD SUTTON MA 015902937, SUTTON, MA 01590-2937

Tax Assessment & Valuation

The 2026 property tax bill for 163 Armsby Rd was $5,584, up 2.5% from the year before.

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,584.00 (+2.53%)	$483,500 (+6.71%) Land $188,300 Building $295,200	$537,873 (+9.96%)
2025	$5,446.00 (-3.08%)	$453,100 (+2.26%) Land $173,300 Building $279,800	$489,155 (+1%)
2024	$5,619.00 (+1.55%)	$443,100 (+10.91%) Land $165,500 Building $277,600	$444,695
2023	$5,533.00	$399,500 Land $149,500 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 Armsby Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 Armsby Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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