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16295 2nd St, Union Pier, MI 49129 Property Records

Berrien County property record for 16295 2nd St, Union Pier, MI 49129

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,209 sqft
Lot Size0.26 acres (11,326 sqft)
OwnerTrust Name on File
Tax Bill$5,352 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Jul 2021 Transfer
Flood ZoneZone X (minimal risk)
APN13-2850-0018-02-4

Property Details

APN / Parcel Number

Primary APN13-2850-0018-02-4
Alternative APN
  • 11-13-2850-0018-02-4

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,209 sqft Living Area
1st Floor Area2,102 sqft
Basement Area2,102 sqft
Unfinished Basement2,102 sqft

Exterior

Architectural StyleCape Cod
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions114 ft deep x 98 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address16295 2ND ST
CityUNION PIER
StateMI
Zip49129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSELECTZONI
Legal DescriptionTHE NLY 99'OF THE SLY 159'OF LOT 18 & THE SLY 79'OF THE NLY 130'OF THE WLY 15'OF LOT 19 GOWDY SHORES
Legal SubdivisionGOWDY SHORES
Legal Lot Number18-19
Legal Unit18,19
JurisdictionBERRIEN MI
Township / Civil DivisionNEW BUFFALO
Census Block Group2
Census Block2014
Census Tract11301

Owner

16295 2nd St is owner-occupied and held in a trust since September 2004.

Source: Berrien County records, as of September 28, 2026

Owner of RecordTrust Name on File
Mailing AddressPO BOX 65, UNION PIER, MI 49129-0065
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 12, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2003
Deed SaleDec 16, 2003
Deed Book / Page2462 / 1342
Last Transfer DateSep 22, 2004
Transfer Doc2555000104
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address16295 2ND ST, UNION PIER, MI 49129
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03181/0893
DateAug 24, 2017
Book Page3181/0893
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateJul 12, 2021
Property Address16295 2ND ST, UNION PIER, MI 49129
Document Number03335/1729
Book / Page3335 / 1729
Map ReferenceLB 9 PG 32
Instrument DateJul 12, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16295 2ND ST, UNION PIER, MI 49129

Tax Assessment & Valuation

The 2025 property tax bill for 16295 2nd St was $5,352 with a homeowner's exemption, up 2.8% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNew Buffalo Township
Unified School DistrictNew Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$551,600 (+3.51%)$1,103,200 (+3.51%)
2025$5,352.00 (+2.84%) Homeowner's exemption$532,900$1,065,800
2024$5,204.00
2023$383,800$767,600
2022$4,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16295 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16295 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIKAMING TOWNSHIP
serves 2,825 people · EPA ID MI0001400
Water SourcePurchased surface water from LAKE CHARTER TOWNSHIP
Last State InspectionJun 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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