16290 Summer Sage Rd, #92, Poway, CA 92064 Property Records

San Diego County property record for 16290 Summer Sage Rd, #92, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,852 sqft · built 1987
Lot Size	0.91 acres (39,640 sqft)
Owner	Trust Name on File
Last Sale	$938,000 (Jul 2009)
Tax Bill	$16,443 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`275-794-05-00`

Property Details

APN / Parcel Number

Primary APN	`275-794-05-00`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,852 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	16290 SUMMER SAGE RD, 92
City	POWAY
State	CA
Zip	92064-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-1
Legal Description	LOT 21 TR 011320
Legal Subdivision	4092-R
Legal Tract	011320
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17053

Owner

16290 Summer Sage Rd, #92 is owner-occupied and held in a trust since July 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	16290 SUMMER SAGE RD, POWAY, CA 92064-1436
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jul 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2009 · Amount on File
Deed Sale	Jul 15, 2009 · Amount on File
Prior Sale	Apr 3, 2003 · Amount on File
Deed Document Number	2009387805
Last Transfer Date	Jul 18, 2018
Transfer Doc	0000293087
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16290 SUMMER SAGE RD # 92, 92, POWAY, CA 92064-1436
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16290 SUMMER SAGE RD, POWAY, CA 92064-1436

Mortgage

Document Number	0000002242
Date	Jan 3, 2022
Instrument	2022-0002242

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16290 SUMMER SAGE RD # 92, 92, POWAY, CA 92064-1436
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242889
Date	Jun 15, 2018
Instrument	2018-0242889

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 9, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 18, 2018
Property Address	16290 SUMMER SAGE RD # 92, 92, POWAY, CA 92064-1436
Document Number	0000293087
Instrument Date	Jul 18, 2018
Instrument	293087
Transaction Type	Transfer
Record Updated	Jul 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16290 SUMMER SAGE RD POWAY CA 920641436, POWAY, CA 92064-1436

Tax Assessment & Valuation

The 2025 property tax bill for 16290 Summer Sage Rd, #92 was $16,443 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,460,975 (+2%) Land $868,934 Building $592,041
2025	$16,443.00 Homeowner's exemption	$1,432,330 Land $851,897 Building $580,433
2023	$15,692.00 (+6.11%) Homeowner's exemption	$1,376,713 Land $818,818 Building $557,895
2022	$14,789.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16290 Summer Sage Rd, #92 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16290 Summer Sage Rd, #92 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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