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16288 Cunningham Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 16288 Cunningham Rd, Pecatonica, IL 61063

Property Summary

Property TypeRural Home
Details1,682 sqft · built 1942
Lot Size1.75 acres (76,230 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Jul 2023)
Tax Bill$6,983 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN484 254A

Property Details

APN / Parcel Number

Primary APN484 254A
Alternative APN
  • 1316100008

Interior

Building Area1,682 sqft Living Area

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Lot Area76,230 sqft
Garage TypeAttached
Garage Area576 sqft

Location & Zoning

Street Address16288 CUNNINGHAM RD
CityPECATONICA
StateIL
Zip61063-9426
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal DescriptionBEG PT 931.41 FT E OF NW COR SEC TH E346.09 FT S 40 FT SW 258.95 FT W 222.36 FT N 267.47 FT TO POB BNG PT LT 4 PTW 1/2 NW1/4 SEC SEC: 16 TWP: 26 RANGE
Legal Lot Number4
JurisdictionWINNEBAGO IL
Township / Civil DivisionSEWARD
Census Block Group3
Census Block3025
Census Tract4300

Owner

Source: Winnebago County records · APN 484 254A

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16288 CUNNINGHAM RD, PECATONICA, IL 61063-9426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2023 · Amount on Record
Deed SaleJul 27, 2023 · Amount on Record
Deed Document Number202316880
Record UpdatedSep 20, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionWINNEBAGO IL
Recording DateJul 27, 2023
Property Address16288 CUNNINGHAM RD, PECATONICA, IL 61063-9426
Document Number0000016880
Map ReferenceBK1162 PG448
Instrument DateJul 24, 2023
Instrument2316880
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$412.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16288 CUNNINGHAM RD, PECATONICA, IL 61063-9426

Mortgage

Document Number0000016881
DateJul 27, 2023
Instrument2316881
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053
Interest
Rate TypeFixed Rate
Rate6.88%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionSeward Township
Unified School DistrictWinnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,983.00$99,517 (+59.01%) Land $13,514 Building $86,003$298,551 (+59.01%) Land $40,542 Building $258,009
2022$62,584 Land $10,667 Building $51,917$187,752 Land $32,001 Building $155,751

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (2009–2019)
Claims Outside the SFHA2 of 5
Most Recent ClaimMar 2019 · river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Computer Dynamics of NW Illinois
Fixed Wireless		200 / 200
AaroBand
Fixed Wireless		100 / 50
JAB Wireless
Fixed Wireless		50 / 10

May also be available: T-Mobile USA.

Based on FCC filings for 3 locations within half a mile of this property.

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