14060 Cunningham Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 14060 Cunningham Rd, Pecatonica, IL 61063

Property Summary

Property TypeFarm - Irrigated or Dry
Details1,854 sqft · built 1910
Lot Size6.13 acres (267,458 sqft)
Owner2 Individual Names on Record
Tax Bill$661 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-14-100-002

Property Details

APN / Parcel Number

Primary APN13-14-100-002
Alternative APNs
  • 1314100006
  • 482 251

Interior

Building Area1,854 sqft Total Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area267,458 sqft

Location & Zoning

Street Address14060 CUNNINGHAM RD
CityPECATONICA
StateIL
Zip61063-9442
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeAG
Legal DescriptionBEG NE COR NW1/4 SEC 14-26-10 TH S 543FT NW 480.70 FT N 266 FT W 71 FT N 216 FT TH E 548 FT TO POB PT NW1/4 SEC 14-26-10 6.14A(C)
Legal Range10E
Legal Township26N
Legal Section14
JurisdictionWINNEBAGO IL
Township / Civil DivisionSEWARD
Census Block Group3
Census Block3021
Census Tract4300

Owner

Source: Winnebago County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2986 S PECATONICA RD, PECATONICA, IL 61063-9448
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateMar 29, 2023
Property Address14060 CUNNINGHAM RD, PECATONICA, IL 61063-9442
Document Number0000006473
Instrument DateMar 23, 2023
Instrument2306473
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyNLT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14051 KELLEY RD, PECATONICA, IL 61063-9439

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2986 S PECATONICA RD, PECATONICA, IL 61063-9448

Mortgage

Document Number0000006474
DateMar 29, 2023
Instrument2306474
Lender
NameBLACKHAWK BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2038
Interest
Rate TypeAdjustable Rate
Rate7.75%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change7.75%
Max Rate At Change9.75%
Index1-Year CMT
Max Rate13.7%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionSeward Township
Unified School DistrictWinnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$661.00$8,863 (-87.41%) Land $7,806 Building $1,057$26,589 (-87.41%) Land $23,418 Building $3,171
2022$70,411 Land $67,987 Building $2,424$211,233 Land $203,961 Building $7,272

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (2009–2019)
Claims Outside the SFHA2 of 5
Most Recent ClaimMar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AaroBand
Fixed Wireless
100 / 50
Rise Broadband
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6

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