16285 E 86th St N, Owasso, OK 74055 Property Records

Rogers County property record for 16285 E 86th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,084 sqft · built 1979
Lot Size	0.872 acres (37,984 sqft)
Owner	Individual Name on File
Last Sale	$97,500 (Sep 2005)
Tax Bill	$1,430 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23211403900`

Property Details

APN / Parcel Number

Primary APN	`23211403900`
Alternative APNs	`000000-00-0-00864-002-0014` `0019844` `19844`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,984 sqft (0.872 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	384 sqft
Patio Area	384 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19844
Street Address	16285 E 86TH ST N
City	OWASSO
State	OK
Zip	74055-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLOCK 2 VAN LEE
Legal Range	14E
Legal Township	21N
Legal Section	23
Legal Subdivision	VAN LEE
Legal Block	2
Legal Lot Number	14
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	2
Census Block	2023
Census Tract	50404

Owner

16285 E 86th St N is owned and occupied by an individual who bought it in September 2005.

Source: Rogers County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	16285 E 86TH ST N, OWASSO, OK 74055-5601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2005 · Amount on File
Deed Sale	Sep 14, 2005 · Amount on File
Prior Sale	Jul 13, 1995 · Amount on File
Deed Document Number	200516532
Deed Book / Page	1711 / 183
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	16285 E 86TH ST N, OWASSO, OK 74055-5601
Document Number	0000004521
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16285 E 86TH ST N OWASSO OK 740555601, OWASSO, OK 74055-5601

Mortgage

Document Number	0000004521
Date	Apr 1, 2020
Instrument	4521

Lender

Name	FIRST BK/OWASSO
Type	Bank
Address	OWASSO, OK 74055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 31, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 16285 E 86th St N was $1,430 with a homeowner's exemption, up 5.2% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,067 (+2.99%) Land $6,300 Building $9,767	$146,070 (-23.27%) Land $57,276 Building $88,794
2025	$1,430.00 (+5.22%) Homeowner's exemption	$15,600 (+3%) Land $5,939 Building $9,661	$190,358 (-1.01%) Land $102,535 Building $87,823
2024	$1,359.00 (+5.84%) Homeowner's exemption	$15,145 (+3%) Land $4,422 Building $10,723	$192,306 (+25.54%) Land $88,484 Building $103,822
2023	$1,284.00 Homeowner's exemption	$14,704 Land $4,032 Building $10,672	$153,187 Land $55,000 Building $98,187

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16285 E 86th St N in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1984–2019)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16285 E 86th St N is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
The Junction Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20