16221 E 98th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 16221 E 98th Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,736 sqft · built 2013
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Jun 2022)
Tax Bill	$3,541 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0148968`

Property Details

APN / Parcel Number

Primary APN	`R0148968`
Alternative APNs	`0172317410003` `172317410003`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,736 sqft Living Area
1st Floor Area	1 sqft
2nd Floor Area	1,599 sqft
Basement Area	1,147 sqft
Finished Basement	1,102 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0148968
Old Parcel Number	172317410003
Street Address	16221 E 98TH AVE
City	COMMERCE CITY
State	CO
Zip	80022-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:FRONTERRA VILLAGE FILING NO 3 BLK:6 LOT:9
Legal Range	66W
Legal Township	02S
Legal Section	17
Legal Quarter	SE
Legal Subdivision	FRONTERRA VILLAGE FILING NO 3
Legal Block	6
Legal Lot Number	9
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1026
Census Tract	8559

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16221 E 98TH AVE, COMMERCE CITY, CO 80022-7100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 1, 2022	Warranty Deed, Transfer HERITAGE TITLE COMPANY
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit BELLCO CU
May 1, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 29, 2016	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Sep 27, 2013 · Amount on Record
Deed Document Number	2022000048096
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16221 E 98TH AVE, COMMERCE CITY, CO 80022-7100
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037409
Date	Mar 26, 2021
Instrument	2021000037409

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	10000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jun 1, 2022
Property Address	16221 E 98TH AVE, COMMERCE CITY, CO 80022-7100
Document Number	0000048096
Instrument Date	May 27, 2022
Instrument	2022000048096
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16221 E 98TH AVE, DENVER, CO 80022-7100
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16221 E 98TH AVE, COMMERCE CITY, CO 80022-7100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053243
Date	Jun 12, 2020
Instrument	2020000053243

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16221 E 98TH AVE, COMMERCE CITY, CO 80022-7100
Document Number	0000078629
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16221 E 98TH AVE COMMERCE CITY CO 800227100, COMMERCE CITY, CO 80022-7100

Mortgage

Document Number	0000078629
Date	Aug 13, 2020
Instrument	78629

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2040

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16221 E 98TH AVE, COMMERCE CITY, CO 80022-7100
Document Number	0000036006
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16221 E 98TH AVE COMMERCE CITY CO 800227100, COMMERCE CITY, CO 80022-7100

Mortgage

Document Number	0000036006
Date	May 14, 2019
Instrument	36006

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16221 E 98TH AVE, COMMERCE CITY, CO 80022-7100
Document Number	0000003627
Instrument Date	Oct 29, 2016
Transaction Type	Mortgage
Record Updated	Jan 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16221 E 98TH AVE COMMERCE CITY CO 800227100, COMMERCE CITY, CO 80022-7100

Mortgage

Document Number	0000003627
Date	Jan 13, 2017
Instrument	3627

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 12, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,541.00 (-49.12%)	$38,130 (-13%) Land $6,880 Building $31,250	$610,000 (-5.86%) Land $110,000 Building $500,000
2023	$6,959.00 (+9.35%)	$43,830 (+10.38%) Land $6,830 Building $37,000	$648,000 (+13.41%) Land $101,000 Building $547,000
2022	$6,364.00	$39,710 Land $14,040 Building $25,670	$571,399 Land $202,000 Building $369,399

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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