1628 Sugar Loaf Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1628 Sugar Loaf Ln, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,961 sqft · built 2013
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Oct 2017)
Tax Bill	$3,676 (2025)
Deeds & Mortgages	Oct 2017 Sale
Flood Zone	Zone A (high risk)
APN	`029221-2230`

Property Details

APN / Parcel Number

Primary APN	`029221-2230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,961 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	1,961 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1628 SUGAR LOAF LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-0829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 223 OR4452/454
Legal Range	28E
Legal Township	06S
Legal Section	03
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	3
Legal Lot Number	223
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1628 SUGAR LOAF LN, SAINT AUGUSTINE, FL 32092-0829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	Jul 8, 2013 · Amount on Record
Deed Document Number	201771696
Deed Book / Page	4452 / 454
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 23, 2017
Property Address	1628 SUGAR LOAF LN, SAINT AUGUSTINE, FL 32092-0829
Document Number	0044520454
Book / Page	004452 / 000454
Instrument Date	Oct 23, 2017
Instrument	71696
Transaction Type	Transfer
Record Updated	Nov 10, 2017
Title Company	ISLAND TITLE/STATE AUGUSTINE LLC

Transaction

Amount	Amount Recorded
Tax	$2,205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1628 SUGAR LOAF LN ST AUGUSTINE FL 320920829, ST AUGUSTINE, FL 32092-0829

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,690 (+2.7%)	$336,053 (-7.16%) Land $80,000 Building $256,053
2025	$3,676.00 (+12.9%) Homeowner's exemption	$286,943 (+2.9%)	$361,969 (-0.82%) Land $86,000 Building $275,969
2024	$3,256.00 (+2.04%) Homeowner's exemption	$278,856 (+3%)	$364,969 (+5.12%) Land $82,000 Building $282,969
2023	$3,191.00 (+3.04%) Homeowner's exemption	$270,734 (+3%)	$347,196 (+4.19%) Land $82,000 Building $265,196
2022	$3,097.00 Homeowner's exemption	$262,849	$333,219 Land $78,400 Building $254,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000