St. Johns County property record for 1616 Sugar Loaf Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,775 sqft · built 2013 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (May 2022) |
| Tax Bill | $6,380 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jun 2017 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 029221-2260 |
| Primary APN | 029221-2260 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,775 sqft Living Area |
| Gross Area | 3,312 sqft |
| 1st Floor Area | 2,775 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 537 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 386 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1616 SUGAR LOAF LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 226 OR5549/1742 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | CASCADES AT WORLD GOLF VILLAGE |
| Legal Block | 3 |
| Legal Lot Number | 226 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20908 |
Source: St. Johns County assessment roll, APN 029221-2260, as of April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1616 SUGAR LOAF LN, SAINT AUGUSTINE, FL 32092-0829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 02, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jun 30, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2022 · Amount on Record |
| Deed Sale | May 02, 2022 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Deed Document Number | 202244797 |
| Deed Book / Page | 5549 / 1742 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 02, 2022 |
| Property Address | 1616 SUGAR LOAF LN, SAINT AUGUSTINE, FL 32092-0829 |
| Document Number | 0055491742 |
| Book / Page | 5549 / 1742 |
| Map Reference | MB 54 PG 15-29 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022044797 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 TOWERVIEW DR UNIT 3306, 3306, ST AUGUSTINE, FL 32092-3631 |
| Name | Verified Name |
|---|---|
| Address | 1616 SUGAR LOAF LN, ST AUGUSTINE, FL 32092-0829 |
| Document Number | 0055491744 |
|---|---|
| Date | May 02, 2022 |
| Instrument | 5549/1744 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | May 01, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.62% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 30, 2017 |
| Property Address | 1616 SUGAR LOAF LN, SAINT AUGUSTINE, FL 32092-0829 |
| Document Number | 0043971819 |
| Book / Page | 004397 / 001819 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 45407 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,625.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1616 SUGAR LOAF LN ST AUGUSTINE FL 320920829, ST AUGUSTINE, FL 32092-0829 |
Source: St. Johns County assessment roll as of April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,714 (-9.41%) Land $80,000 Building $326,714 | $406,714 (-9.41%) Land $80,000 Building $326,714 | |
| 2025 | $6,380.00 (+7.05%) | $448,950 (-1.33%) | $448,950 (-1.33%) Land $86,000 Building $362,950 |
| 2024 | $5,960.00 (+4%) | $454,982 (+5.43%) | $454,982 (+5.43%) Land $82,000 Building $372,982 |
| 2023 | $5,731.00 (+50.22%) | $431,538 (+35.3%) | $431,538 (+7.8%) Land $82,000 Building $349,538 |
| 2022 | $3,815.00 Homeowner's exemption | $318,949 | $400,301 Land $78,400 Building $321,901 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 89 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
Source: EPA Safe Drinking Water Information System, water system FL2554471, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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