16274 Debra Dr, Oak Forest, IL 60452 Property Records

Cook County property record for 16274 Debra Dr, Oak Forest, IL 60452

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,557 sqft · built 1972
Lot Size	0.237 acres (10,335 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Sep 2002)
Tax Bill	$7,842 (2023)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-21-119-051`

Property Details

APN / Parcel Number

Primary APN	`28-21-119-051`
Alternative APN	`28-21-119-051-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,557 sqft Living Area
1st Floor Area	1,557 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,335 sqft (0.237 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	16274 DEBRA DR
City	OAK FOREST
State	IL
Zip	60452-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	36N
Legal Section	21
Legal Subdivision	FRIENDLY OAKS SUB/W J PETERS
Legal Lot Number	192
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3020
Census Tract	825000

Owner

16274 Debra Dr is owned and occupied by an individual who bought it in September 2002.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	16274 DEBRA DR, OAK FOREST, IL 60452-3719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2002 · Amount on File
Deed Sale	Sep 3, 2002 · Amount on File
Deed Document Number	200265350
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 23, 2026
Property Address	16274 DEBRA DR, OAK FOREST, IL 60452-3719
Document Number	0000020297
Instrument Date	Apr 14, 2026
Instrument	202620297
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	16274 DEBRA DR, OAK FOREST, IL 60452-3719

Mortgage

Document Number	0000020297,
Date	Apr 23, 2026
Instrument	202620297

Lender

Name	FIRST AMERICAN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 14, 2031

Interest

Rate	7.99%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	16274 DEBRA DR, OAK FOREST, IL 60452-3719
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006207145
Date	Mar 3, 2021
Instrument	2106207145

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Oak Forest City
Elementary School District	Arbor Park School District 145 (PK - 08)
Secondary School District	Bremen Community High School District 228 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,600 Land $4,651 Building $18,949	$236,000 Land $46,510 Building $189,490
2023	$7,842.00 (+8.15%)
2022	$7,251.00 Homeowner's exemption	$18,987 Land $4,134 Building $14,853	$189,870 Land $41,340 Building $148,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16274 Debra Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	14 (1982–2000)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Sep 2000 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16274 Debra Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK FOREST serves 27,478 people · EPA ID IL0312190
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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