16259 Debra Dr, Oak Forest, IL 60452 Property Records

Cook County property record for 16259 Debra Dr, Oak Forest, IL 60452

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 917 sqft · built 1960
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,000 (May 2023)
Tax Bill	$6,871 (2023)
Deeds & Mortgages	Jun 2024 Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-21-121-038`

Property Details

APN / Parcel Number

Primary APN	`28-21-121-038`
Alternative APN	`28-21-121-038-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	917 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,324 sqft (0.237 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	16259 DEBRA DR
City	OAK FOREST
State	IL
Zip	60452-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	36N
Legal Section	21
Legal Subdivision	WARREN J PETERS FRIENDLY OAKS
Legal Lot Number	64
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3016
Census Tract	825000

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16259 DEBRA DR, OAK FOREST, IL 60452-3718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jan 6, 2026	Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC
Jan 15, 2026	Intrafamily Transfer, Transfer · FHA Mortgage EMORTGAGE FUNDING LLC
May 16, 2023	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Jan 6, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Deed Document Number	202347000
Last Transfer Date	May 10, 2024
Transfer Doc	0000000005
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	16259 DEBRA DR, OAK FOREST, IL 60452-3718
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16259 DEBRA DR, OAK FOREST, IL 60452-3718

Mortgage

Document Number	0017702272
Date	Jun 25, 2024
Instrument	2417702272

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	May 1, 2053

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	16259 DEBRA DR, OAK FOREST, IL 60452-3718
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16259 DESRA DR, OAK FOREST, IL 60452-3718

Mortgage

Document Number	0000620227
Date	Jan 6, 2026
Instrument	2600620227

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	PORTAGE, MI 49081

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Jan 15, 2026
Property Address	16259 DEBRA DR, OAK FOREST, IL 60452-3718
Document Number	0001525107
Map Reference	DOC 11113019
Instrument Date	Dec 5, 2025
Instrument	2601525107
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16259 DEBRA DR, OAK FOREST, IL 60452-3718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16259 DEBRA DR, OAK FOREST, IL 60452-3718

Mortgage

Document Number	0000620227
Date	Jan 15, 2026
Instrument	2600620227

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 16, 2023
Property Address	16259 DEBRA DR, OAK FOREST, IL 60452-3718
Document Number	0013647000
Map Reference	DOC 11113019
Instrument Date	Apr 7, 2023
Instrument	2313647000
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16259 DEBRA DR, OAK FOREST, IL 60452-3718

Mortgage

Document Number	0013647001
Date	May 16, 2023
Instrument	2313647001

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.5%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 6, 2021
Property Address	16259 DEBRA DR, OAK FOREST, IL 60452-3718
Document Number	2100641007
Instrument Date	Aug 11, 2020
Instrument	641007
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16259 DEBRA DR OAK FOREST IL 604523718, OAK FOREST, IL 60452-3718

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Oak Forest City
Elementary School District	Arbor Park School District 145 (PK - 08)
Secondary School District	Bremen Community High School District 228 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 (+0.01%) Land $4,646 Building $14,354	$190,000 (+0.01%) Land $46,460 Building $143,540
2023	$6,871.00 (-10.41%)	$18,999 (+15.4%) Land $4,645 Building $14,354	$189,990 (+15.4%) Land $46,450 Building $143,540
2022	$7,669.00	$16,463 Land $4,129 Building $12,334	$164,630 Land $41,290 Building $123,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	14 (1982–2000)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Sep 2000 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK FOREST serves 27,478 people · EPA ID IL0312190
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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