16270 E 875th Rd, Effingham, IL 62401 Property Records

Effingham County property record for 16270 E 875th Rd, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details1,545 sqft · built 1997
Lot Size3.29 acres (143,312 sqft)
OwnerIndividual Name on File
Last Sale$1,500 (Nov 2013)
Tax Bill$3,905 (2022)
Deeds & MortgagesDec 2020 Mortgage
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-10-014-036

Property Details

APN / Parcel Number

Primary APN14-10-014-036

Interior

Stories1 Story
Building Area1,545 sqft Base Area
Basement Area1,545 sqft

Exterior

Year BuiltBuilt 1997
Construction TypeFrame
Lot Area143,312 sqft (3.29 acres)
Garage Area826 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address16270 E 875TH RD
CityEFFINGHAM
StateIL
Zip62401-5811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 350FT OF S 693FT OF E 410FT OF W 580FT SE SW 2995/39 1327/56
JurisdictionEFFINGHAM IL
Township / Civil DivisionWATSON
Census Block Group2
Census Block2036
Census Tract950500

Owner

Source: Effingham County records · APN 14-10-014-036

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address16270 E 875TH RD, EFFINGHAM, IL 62401-5811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSROADS BANK
Nov 25, 2019Deed of Trust, Mortgage · Line of Credit
CROSSROADS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 07, 2013 · Amount on Record
Deed SaleNov 07, 2013 · Amount on Record
Deed Document Number201301305437
Deed Book / Page2995 / 039
Record UpdatedJun 07, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address16270 E 875TH RD, EFFINGHAM, IL 62401-5811
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3637/320
DateDec 08, 2020
Book Page3637/320
Instrument202020006739
Lender
NameCROSSROADS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2036
Interest
Rate2.25%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address16270 E 875TH RD, EFFINGHAM, IL 62401-5811
Transaction TypeMortgage
Record UpdatedDec 18, 2019
Title CompanyBURNET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3515/076
DateNov 25, 2019
Book Page3515/076
Instrument201901904836
Lender
NameCROSSROADS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 24, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionWatson Township
Unified School DistrictTeutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2022$3,905.00 Homeowner's exemption$79,780 Land $4,690 Building $75,090$239,340 Land $14,070 Building $225,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E 875th Rd

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