Effingham County property record for 16260 E 875th Rd, Effingham, IL 62401 · Last verified August 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1992 |
| Square Footage | 1,604 sqft Base Area |
| Lot Size | 128,066 sqft (2.94 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,592.00 (2022) |
| Primary APN | 14-10-023-021 |
|---|
| Building Area | 1,604 sqft Base Area |
|---|---|
| Basement Area | 744 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1992 |
|---|---|
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 128,066 sqft (2.94 acres) |
| Street Address | 16260 E 875TH RD |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-5811 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 380FT OF W 338FT OF NE NW 1056/171 |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | WATSON |
| Census Blockgroup | 2 |
| Census Block | 2036 |
| Census Tract | 950500 |
Source: Effingham County records · APN 14-10-023-021
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16260 E 875TH RD, EFFINGHAM, IL 62401-5811 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS BANK |
| Jul 02, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage CROSSROADS BANK |
| Oct 22, 2018 | Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK |
| Oct 12, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CROSSROADS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Doc Number | 0001056171 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16260 E 875TH RD, EFFINGHAM, IL 62401-5811 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3730/256 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 3730/256 |
| Instrument | 202121005058 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16260 E 875TH RD, EFFINGHAM, IL 62401-5811 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3701/121 |
|---|---|
| Date | Jul 02, 2021 |
| Book Page | 3701/121 |
| Instrument | 202121003332 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Aug 25, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16260 E 875TH RD, EFFINGHAM, IL 62401-5811 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 3423/095 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 3423/095 |
| Instrument | 201801804429 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 21, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16260 E 875TH RD, EFFINGHAM, IL 62401-5811 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | BURNET TITLE |
| Name | Verified Name |
|---|
| Document Number | 3421/043 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 3421/043 |
| Instrument | 201801804276 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 11, 2023 |
| Rate | 4.75% |
|---|
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $2,592.00 Homeowner's exemption | $55,170 Land $4,350 Building $50,820 | $165,510 Land $13,050 Building $152,460 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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