1627 NW Elgin Ave, Bend, OR 97703 Property Records

Deschutes County property record for 1627 NW Elgin Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1996
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Nov 2020)
Tax Bill	$3,984 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`171231-CD-00400`

Property Details

APN / Parcel Number

Primary APN	`171231-CD-00400`
Alternative APNs	`R1001171231CD00400` `188708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,854 sqft
1st Floor Area	1,384 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	470 sqft
Deck Area	116 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	188708
Street Address	1627 NW ELGIN AVE
City	BEND
State	OR
Zip	97703-3055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	WEST BEND VILLAGE PHASE 2 LOT 27
Legal Range	12
Legal Township	17
Legal Section	31
Legal Subdivision	WEST BEND VILLAGE PHASE 2
Legal Lot Number	27
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2014
Census Tract	1401

Owner

1627 NW Elgin Ave is owned and occupied by an individual who bought it in November 2020.

Source: Deschutes County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1627 NW ELGIN AVE, BEND, OR 97703-3055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit COLUMBIA ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Deed Document Number	202060414
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 10, 2020
Property Address	1627 NW ELGIN AVE, BEND, OR 97703-3055
Document Number	0000060414
Map Reference	CAB D PG 131
Instrument Date	Nov 4, 2020
Instrument	2020-60414
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1627 NW ELGIN AVE, BEND, OR 97703-3055

Mortgage

Document Number	0000060415
Date	Nov 10, 2020
Instrument	2020-60415

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1627 NW ELGIN AVE, BEND, OR 97703-3055
Document Number	0000029528
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1627 NW ELGIN AVE BEND OR 977033055, BEND, OR 97703-3055

Mortgage

Document Number	0000029528
Date	Jul 20, 2018
Instrument	29528

Lender

Name	COLUMBIA ST BK
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 19, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1627 NW Elgin Ave was $3,984, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,984.00 (+3.94%)	$235,800 (+3%)	$885,270 (-6.76%) Land $414,580 Building $470,690
2024	$3,833.00 (+7.88%)	$228,940 (+3%)	$949,450 (-) Land $414,580 Building $534,870
2023	$3,553.00	$222,280	$949,450 Land $414,580 Building $534,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1627 NW Elgin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1627 NW Elgin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Vero Fiber, Webformix.

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