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1608 NW Elgin Ave, Bend, OR 97703 Property Records

Deschutes County property record for 1608 NW Elgin Ave, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,292 sqft · built 1995
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$725,000 (Aug 2026)
Tax Bill$3,571 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Nov 2025 Transfer
Flood ZoneZone X (minimal risk)
APN171231-CA-02517

Property Details

APN / Parcel Number

Primary APN171231-CA-02517
Alternative APNs
  • R1001171231CA02517
  • 189072

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,292 sqft Living Area
Gross Area1,775 sqft
1st Floor Area1,292 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage Area483 sqft
Deck Area60 sqft

Utilities, Heating & Cooling

Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number189072
Street Address1608 NW ELGIN AVE
CityBEND
StateOR
Zip97703-3000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBONNE HOME ADDITION BLOCK 28 LOT 22
Legal Range12
Legal Township17
Legal Section31
Legal SubdivisionBONNE HOME ADDITION
Legal Block28
Legal Lot Number22
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2005
Census Tract1401

Owner

1608 NW Elgin Ave is owned by two individuals who bought it in August 2026.

Source: Deschutes County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address2544 NW CAMPUS VILLAGE WAY, 2039, BEND, OR 97703-7387
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Warranty Deed, Transfer · Conventional Mortgage
ONPOINT COMMUNITY CREDIT UNION
Nov 3, 2025Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2026 · Amount on File
Deed SaleAug 5, 2026 · Amount on File
Deed Document Number202623326
Prior Transfer DateNov 3, 2025
Prior Transfer Doc0000030113
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateAug 5, 2026
Property Address1608 NW ELGIN AVE, BEND, OR 97703-3000
Document Number0000023326
Instrument DateAug 4, 2026
Instrument202623326
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0000023327,
DateAug 5, 2026
Instrument202623327
Lender
NameONPOINT COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionDESCHUTES OR
Recording DateNov 3, 2025
Property Address1608 NW ELGIN AVE, BEND, OR 97703-3000
Document Number0000030113
Instrument DateNov 3, 2025
Instrument2025-30113
Transaction TypeTransfer
Record UpdatedNov 12, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15822 CALLE HERMOSA, GREEN VALLEY, CA 91390-4943

Tax Assessment & Valuation

The 2025 property tax bill for 1608 NW Elgin Ave was $3,571, up 4% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,571.00 (+3.96%)$211,360 (+3%)$744,350 (-6.46%) Land $367,190 Building $377,160
2024$3,435.00 (+7.85%)$205,210 (+3%)$795,780 (-) Land $367,190 Building $428,590
2023$3,185.00$199,240$795,780 Land $367,190 Building $428,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1608 NW Elgin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1608 NW Elgin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
CenturyLink
DSL · Fiber in parts of the area		140 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon, Vero Fiber, Webformix.

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