1627 Liberty Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1627 Liberty Rd, Murphy, NC 28906

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,395 sqft · built 1984
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Nov 2024)
Tax Bill	$1,006 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`451300635965000`

Property Details

APN / Parcel Number

Primary APN	`451300635965000`
Alternative APNs	`49381` `58216` `64106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,395 sqft Heated Area
Gross Area	2,897 sqft
1st Floor Area	1,395 sqft
Basement Area	588 sqft
Finished Basement	588 sqft
Unfinished Basement	546 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	121,968 sqft (2.8 acres)
Lot Dimensions	177 ft deep x 604 ft wide
Garage Type	Mixed
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	296 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	64106
Street Address	1627 LIBERTY RD
City	MURPHY
State	NC
Zip	28906-9426
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FR RAMOS 1718/936
Legal Phase	1607
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2033
Census Tract	930606

Owner

Source: Cherokee County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1907 SE 13TH TER, CAPE CORAL, FL 33990-6821
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2022	Intrafamily Transfer, Transfer · FHA Mortgage GLOBAL EQUITY FINANCE INC
Sep 22, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 1, 2020	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 28, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	20245822
Deed Book / Page	1768 / 823
Prior Transfer Date	Aug 9, 2022
Prior Transfer Doc	001718/936
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1627 LIBERTY RD, MURPHY, NC 28906-9426
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01736/1241
Date	Jun 16, 2023
Book Page	1736/1241
Instrument	2909

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Aug 16, 2022
Property Address	1627 LIBERTY RD, MURPHY, NC 28906-9426
Document Number	001718/936
Book / Page	1718 / 936
Instrument Date	Aug 9, 2022
Instrument	5320
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1627 LIBERTY RD, 1627, MURPHY, NC 28906-9426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1627 LIBERTY RD, MURPHY, NC 28906-9426

Mortgage

Document Number	0001718939
Date	Aug 16, 2022
Instrument	1718/939

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1627 LIBERTY RD, MURPHY, NC 28906-9426
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1691/847
Date	Sep 22, 2021
Book Page	1691/847
Instrument	6339

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1627 LIBERTY RD, MURPHY, NC 28906-9426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1642/1001
Date	May 1, 2020
Book Page	1642/1001
Instrument	2180

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 28, 2019
Property Address	1627 LIBERTY RD, MURPHY, NC 28906-9426
Document Number	01607/0768
Book / Page	01607 / 0768
Instrument Date	Feb 11, 2019
Instrument	00846
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 NW 51ST ST, 1020, FORT LAUDERDALE, FL 33309-3134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1627 LIBERTY RD, MURPHY, NC 28906-9426

Mortgage

Document Number	00847
Date	Feb 28, 2019
Instrument	00847

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,006.00	$130,740 (-)	$130,740 (-) Land $25,340 Building $105,400
2023		$130,740	$130,740 Land $25,340 Building $105,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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