1585 Liberty Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1585 Liberty Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,488 sqft · built 2023
Lot Size	3.07 acres (133,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Mar 2022)
Tax Bill	$1,444 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`451300732808000`

Property Details

APN / Parcel Number

Primary APN	`451300732808000`
Alternative APNs	`47439` `56992`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Heated Area
Gross Area	1,872 sqft
1st Floor Area	1,200 sqft
Upper Floors Area	288 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	133,729 sqft (3.07 acres)
Lot Width	30 ft Width
Porch	Slab
Porch Area	120 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	56992
Street Address	1585 LIBERTY RD
City	MURPHY
State	NC
Zip	28906-8417
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 3 TR 2 POSTELLE PROP 1583/44
Legal Subdivision	POSTELLE PROPERTY
Legal Phase	1583
Legal Tract	2
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2033
Census Tract	930606

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 PROVIDENCE WOODS TRL, MURPHY, NC 28906-4883
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage E HOME LOANS CORPORATION
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Mar 22, 2022	Warranty Deed, Transfer
Mar 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	20221859
Deed Book / Page	1707 / 341
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Apr 13, 2026
Property Address	165 PROVIDENCE WOODS TRL, MURPHY, NC 28906-4883
Document Number	0000001714
Book / Page	1799 / 206
Instrument Date	Apr 8, 2026
Instrument	20261714
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 PROVIDENCE WOODS TRL, MURPHY, NC 28906-4883

Mortgage

Document Number	0000001714,
Date	Apr 13, 2026
Book Page	1799/206
Instrument	20261714

Lender

Name	E HOME LOANS CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1585 LIBERTY RD, MURPHY, NC 28906-8417
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001720/270
Date	Sep 8, 2022
Book Page	1720/270
Instrument	5817

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Change Frequency	Monthly
Index	Other

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 22, 2022
Property Address	1585 LIBERTY RD, MURPHY, NC 28906-8417
Document Number	001707/341
Book / Page	1707 / 341
Instrument Date	Feb 24, 2022
Instrument	1859
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	586 HAPPY VALLEY CIR, NEWNAN, GA 30263-4026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13841 E US HIGHWAY 92, DOVER, FL 33527-3805

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 21, 2018
Property Address	1585 LIBERTY RD, MURPHY, NC 28906-8417
Document Number	01583/0044
Book / Page	01583 / 0044
Instrument Date	Mar 7, 2018
Instrument	01308
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Tax	$37.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 OLD HILTON RD, CHAPIN, SC 29036-8916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 682, MURPHY, NC 28906-0682

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,444.00	$192,880 (+832.69%)	$192,880 (+832.69%) Land $18,880 Building $174,000
2023		$20,680	$20,680 Land $18,880 Building $1,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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