Warren County property record for 16256 Trower Oaks Bend, Wright City, MO 63390
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,907 sqft · built 2004 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Sep 2014) |
| Tax Bill | $3,415 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Jun 2023 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-36.0-0-00-008.023.000 |
| Primary APN | 05-36.0-0-00-008.023.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,907 sqft Living Area |
| Basement Area | 1,907 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Type | Attached |
| Garage Area | 1,085 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 48 sqft |
| Patio Area | 406 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 16256 TROWER OAKS BND |
|---|---|
| City | WRIGHT CITY |
| State | MO |
| Zip | 63390-4232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 PLAT 3 TROWER OAKS SEC 36 TWP 47 N R 2 W |
| Legal Range | 02W |
| Legal Township | 47N |
| Legal Section | 36 |
| Legal Subdivision | TROWER OAKS |
| Legal Lot Number | 23 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | SOUTH ELKHORN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 820107 |
Source: Warren County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16256 TROWER OAKS BND, WRIGHT CITY, MO 63390-4232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jun 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Dec 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Sep 17, 2025 | Deed, Transfer |
| May 12, 2023 | Warranty Deed, Transfer MISC COMPANY |
| Mar 19, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2014 · Amount on Record |
| Deed Sale | Sep 5, 2014 · Amount on Record |
| Deed Document Number | 20143919 |
| Last Transfer Date | Sep 16, 2025 |
| Transfer Doc | 0202505405 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 16256 TROWER OAKS BND, WRIGHT CITY, MO 63390-4232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202110727 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 202110727 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 16256 TROWER OAKS BND, WRIGHT CITY, MO 63390-4232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202303482 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 202303482 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 16256 TROWER OAKS BND, WRIGHT CITY, MO 63390-4232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202406670 |
|---|---|
| Date | Dec 18, 2024 |
| Instrument | 202406670 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Sep 17, 2025 |
| Property Address | 16256 TROWER OAKS BND, WRIGHT CITY, MO 63390-4232 |
| Document Number | 0202505405 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 202505405 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 16256 TROWER OAKS BND, WRIGHT CITY, MO 63390-4232 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | May 12, 2023 |
| Property Address | 16256 TROWER OAKS BND, WRIGHT CITY, MO 63390-4232 |
| Document Number | 0202302505 |
| Instrument Date | May 9, 2023 |
| Instrument | 202302505 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16256 TROWER OAKS BND, WRIGHT CITY, MO 63390-4232 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Mar 19, 2020 |
| Property Address | 16256 TROWER OAKS BND, WRIGHT CITY, MO 63390-4232 |
| Document Number | 0202001760 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 202001760 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16256 TROWER OAKS BND, WRIGHT CITY, MO 63390-4232 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Unified School District | Warren County R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,415.00 | $57,099 (+13%) Land $12,173 Building $44,926 | $300,520 (+13%) Land $64,070 Building $236,450 |
| 2024 | $3,415.00 (+17.11%) | $50,530 (+1.45%) Land $10,773 Building $39,757 | |
| 2023 | $2,916.00 (+8.2%) | $49,806 (+8%) Land $10,773 Building $39,033 | $265,946 (+9.57%) Land $56,700 Building $209,246 |
| 2022 | $2,695.00 | $46,117 Land $9,975 Building $36,142 | |
| 2021 | $242,720 Land $52,500 Building $190,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 53% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 WARREN serves 1,192 people · EPA ID MO6024629 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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