16251 Taft Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16251 Taft Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	8 bd · 2 ba · 1,560 sqft · built 1977
Lot Size	0.833 acres (36,285 sqft)
Owner	Individual Name on File
Last Sale	$342,500 (Dec 2024)
Tax Bill	$6,981 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-03-400-048`

Property Details

APN / Parcel Number

Primary APN	`70-03-03-400-048`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	36,285 sqft (0.833 acres)
Lot Dimensions	363 ft deep x 100 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16251 TAFT RD
City	SPRING LAKE
State	MI
Zip	49456-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART OF SW 1/4 OF SE 1/4 COM 458 FT W OF SE COR, TH W 100 FT N 396 FT, E 100 FT S 396 FT TO BEG SEC 3 T8N R16W 91 A
Legal Range	16W
Legal Township	08N
Legal Section	03
Legal Block	400
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2013
Census Tract	20503

Owner

16251 Taft Rd is owned and occupied by an individual who bought it in December 2024.

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16251 TAFT RD, SPRING LAKE, MI 49456-1018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
May 11, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2024 · Amount on File
Deed Sale	Dec 18, 2024 · Amount on File
Prior Sale	May 11, 2018 · Amount on File
Deed Document Number	202433322
Prior Transfer Date	Jun 20, 2005
Prior Transfer Doc	4901/496
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	16251 TAFT RD, SPRING LAKE, MI 49456-1018
Transaction Type	Mortgage
Record Updated	Jan 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190047987
Date	Dec 23, 2019
Instrument	2019-0047987

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2040

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 11, 2018
Property Address	16251 TAFT RD, SPRING LAKE, MI 49456-1018
Document Number	20180016403
Instrument Date	May 4, 2018
Instrument	2018-0016403
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15551 144TH AVE, 15551, SPRING LAKE, MI 49456-9539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17078 LEGACY DR, WEST OLIVE, MI 49460-9242

Mortgage

Document Number	20180016404
Date	May 11, 2018
Instrument	2018-0016404

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16251 Taft Rd was $6,981.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,700	$285,400
2025	$6,981.00
2023		$98,300	$196,600
2022	$3,220.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16251 Taft Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16251 Taft Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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