Ottawa County property record for 16248 Taft Rd, Spring Lake, MI 49456 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,952 sqft · built 1994 |
| Lot Size | 1.02 acres (44,562 sqft) |
| Owner | Individual Name on File |
| Last Sale | $244,000 (May 2019) |
| Tax Bill | $6,559 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-10-200-041 |
| Primary APN | 70-03-10-200-041 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,952 sqft Living Area |
| 1st Floor Area | 2,952 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 44,562 sqft (1.02 acres) |
| Lot Dimensions | 445 ft deep x 100 ft wide |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16248 TAFT RD |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF NW 1/4 OF NE 1/4 COM NE COR, TH N 89D 37M 40S W 3764 FT TO PT OF BEG, TH S 0D 38M 40S E 4455 FT, N 89D 37M 48S W 100 |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 10 |
| Legal Block | 200 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20503 |
Source: Ottawa County records · APN 70-03-10-200-041
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16248 TAFT RD, SPRING LAKE, MI 49456-1025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Dec 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE |
| May 22, 2019 | Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Deed Document Number | 201916686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 16248 TAFT RD, SPRING LAKE, MI 49456-1025 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20190016492 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 2019-0016492 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 16248 TAFT RD, SPRING LAKE, MI 49456-1025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200054971 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 2020-0054971 |
| Name | HEARTLAND HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49508 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | May 22, 2019 |
| Property Address | 16248 TAFT RD, SPRING LAKE, MI 49456-1025 |
| Document Number | 20190016686 |
| Instrument Date | May 17, 2019 |
| Instrument | 2019-0016686 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,098.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16248 TAFT RD, 16248, SPRING LAKE, MI 49456-1025 |
| Name | Verified Name |
|---|---|
| Address | 16248 TAFT RD, SPRING LAKE, MI 49456-1025 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,100 (+27.09%) | $544,200 (+27.09%) | |
| 2025 | $6,559.00 (+17.33%) | ||
| 2023 | $214,100 | $428,200 | |
| 2022 | $5,590.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390205032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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