Clay County property record for 16251 Lowman Rd, Smithville, MO 64089
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,388 sqft · built 1997 |
| Lot Size | 39.3 acres (1,713,650 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,289 (2023) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-504-00-01-010-00 |
| Primary APN | 05-504-00-01-010-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,388 sqft Living Area |
| 1st Floor Area | 2,388 sqft |
| Basement Area | 2,388 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 1,713,650 sqft (39.3 acres) |
| Garage Type | Mixed |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 864 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 1,800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 0550400010100001 |
|---|---|
| Street Address | 16251 LOWMAN RD |
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ADJUSTED TR 1 (I-158.4) |
| Legal Range | 33 |
| Legal Township | 53 |
| Legal Section | 22 |
| Legal Tract | 1 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 22000 |
Source: Clay County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16251 LOWMAN RD, SMITHVILLE, MO 64089-8282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK |
| Jan 15, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2007 |
| Deed Sale | Aug 27, 2007 |
| Prior Sale | Sep 17, 1999 |
| Deed Document Number | 5793399ROW |
| Deed Book / Page | 3059 / 842 |
| Prior Transfer Date | Feb 7, 2007 |
| Prior Transfer Doc | 2007004970 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 16251 LOWMAN RD, SMITHVILLE, MO 64089-8282 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 16251 LOWMAN RD, SMITHVILLE, MO 64089-8282 |
| Document Number | 0000001158 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 9506/82 |
| Instrument | 2023001158 |
| Name | THE NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SMITHVILLE, MO 64089 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jan 15, 2021 |
| Property Address | 16251 LOWMAN RD, SMITHVILLE, MO 64089-8282 |
| Document Number | 0000002138 |
| Book / Page | 008932 / 000081 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2138 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16251 LOWMAN RD SMITHVILLE MO 640898282, SMITHVILLE, MO 64089-8282 |
Source: Clay County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,270 (+12.64%) | $454,053 (+12.64%) | |
| 2023 | $5,289.00 (+14.46%) | $76,590 | $403,105 |
| 2019 | $4,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures