Clay County property record for 16220 Lowman Rd, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1951 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,900 (Aug 2019) |
| Tax Bill | $3,080 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-504-00-02-002.03 |
| Primary APN | 05-504-00-02-002.03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 3,716 sqft |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Wood Shingle |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 141 ft deep x 172 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 16220 LOWMAN RD |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 335.79N OF NW COR INTERS LOWMAN RD & SECOND CREEK BRIDGE RD, W138.15, N174, E141.7, S172.4 TO POB |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 22 |
| Legal Subdivision | RD & SECOND CREEK |
| Legal Lot Number | 1-B |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 22000 |
16220 Lowman Rd is owned by an individual who acquired it in April 2020.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 301 HIGHLAND AVE, SMITHVILLE, MO 64089-8887 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Aug 6, 2019 | Quit Claim Deed, Transfer · VA Mortgage SUPREME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2019 · Amount on File |
| Deed Sale | Aug 6, 2019 · Amount on File |
| Prior Sale | Jul 25, 2013 · Amount on File |
| Deed Document Number | 201921718 |
| Deed Book / Page | 8468 / 132 |
| Last Transfer Date | Apr 29, 2020 |
| Transfer Doc | 0000015510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 16220 LOWMAN RD, SMITHVILLE, MO 64089-8283 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000022196 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 9062/139 |
| Instrument | 2021022196 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Aug 6, 2019 |
| Property Address | 16220 LOWMAN RD, SMITHVILLE, MO 64089-8283 |
| Document Number | 0000021718 |
| Book / Page | 008468 / 000132 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 21718 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16220 LOWMAN RD SMITHVILLE MO 640898283, SMITHVILLE, MO 64089-8283 |
| Document Number | 21719 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 008468/000133 |
| Instrument | 21719 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2049 |
The 2025 property tax bill for 16220 Lowman Rd was $3,080.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,080.00 | $43,280 | $227,789 |
| 2023 | $2,802.00 | $40,580 | $213,578 |
| 2019 | $2,653.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16220 Lowman Rd in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16220 Lowman Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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