1625 E 20th Ave, Spokane, WA 99203 Property Records

Spokane County property record for 1625 E 20th Ave, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,898 sqft · built 1937
Lot Size	0.386 acres (16,830 sqft)
Owner	2 Individual Names on File
Last Sale	$539,900 (Jun 2019)
Tax Bill	$6,868 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35282.1119`

Property Details

APN / Parcel Number

Primary APN	`35282.1119`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,898 sqft Living Area
Gross Area	3,854 sqft
1st Floor Area	1,222 sqft
Upper Floors Area	1,222 sqft
Basement Area	1,176 sqft
Finished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,830 sqft (0.386 acres)
Lot Width	106 ft Width
Garage Type	Attached
Garage Area	234 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1625 E 20TH AVE
City	SPOKANE
State	WA
Zip	99203-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HOUGHTON&CALLAHANS ALL L7 E 1/2 OF L8 B39 INC W 1/2 VAC MADELIA ST EXT FRM CL OF 20TH AVE TO NL OF L7 & INC W1FT OF E1/2 SD VAC ST EXT FRM N TO S LNS EXTD SD L7
Legal Range	43E
Legal Township	25N
Legal Section	28
Legal Subdivision	HOUGHTON&CALLAHANS
Legal Block	39
Legal Lot Number	7,8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1000
Census Tract	4500

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1625 E 20TH AVE, SPOKANE, WA 99203-3722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Jun 18, 2019	Warranty Deed, Transfer · ARM WASHINGTON TRUST BANK
Jan 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Apr 17, 2002 · Amount on Record
Deed Document Number	20196814427
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1625 E 20TH AVE, SPOKANE, WA 99203-3722
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007092597
Date	Jun 25, 2021
Instrument	7092597

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 18, 2019
Property Address	1625 E 20TH AVE, SPOKANE, WA 99203-3722
Document Number	0006814427
Map Reference	VOL A PG 200&201
Instrument Date	Jun 6, 2019
Instrument	6814427
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,615.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 E 20TH AVE, SPOKANE, WA 99203-3722

Mortgage

Document Number	0006814428
Date	Jun 18, 2019
Instrument	6814428

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2034
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 19, 2017
Property Address	1625 E 20TH AVE, SPOKANE, WA 99203-3722
Document Number	0006572265
Instrument Date	Jan 12, 2017
Instrument	6572265
Transaction Type	Transfer
Record Updated	Feb 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,868.00 (+0.73%)	$660,300 (+29.7%) Land $135,000 Building $525,300	$660,300 (+29.7%) Land $135,000 Building $525,300
2025	$6,818.00 (+37.05%)
2024		$509,100 (-18.24%) Land $110,000 Building $399,100	$509,100 (-18.24%) Land $110,000 Building $399,100
2023	$4,975.00 (-31.81%)	$622,700 Land $127,500 Building $495,200	$622,700 Land $127,500 Building $495,200
2022	$7,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Lumen Technologies DSL	140 / 20
Concept Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Newmax.

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