1518 E 20th Ave, Spokane, WA 99203 Property Records

Spokane County property record for 1518 E 20th Ave, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,005 sqft · built 2024
Lot Size	0.578 acres (25,179 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Dec 2023)
Tax Bill	$3,547 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35282.1241`

Property Details

APN / Parcel Number

Primary APN	`35282.1241`
Alternative APNs	`35282.1243` `352821238`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,005 sqft Living Area
1st Floor Area	3,005 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Architectural Style	Ranch
Exterior Material	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,179 sqft (0.578 acres)
Garage Type	Attached
Garage Area	975 sqft
Parking Spaces	4 Parking Spaces
Patio Area	123 sqft
Canopy	123 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	352821238
Street Address	1518 E 20TH AVE
City	SPOKANE
State	WA
Zip	99203-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-25-43 COMMENCING AT THE NORTHWEST CORNER OF LOT 3, BLOCK 1, AMENDED PLAT OF ABRAMS ADDITION; THENCE S8708'23W, ALONG THE S
Legal Range	43E
Legal Township	25N
Legal Section	28
Legal Quarter	NW
Legal Subdivision	HOUGHTON & CALAHANS ADD
Legal Block	1,1,1
Legal Lot Number	3,5 3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1000
Census Tract	4500

Owner

Source: Spokane County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 S CONKLIN ST UNIT B106, B106, SPOKANE, WA 99202-2396
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUNFLOWER BANK NA
Dec 29, 2023	Warranty Deed, Construction Loan · Construction Mortgage MOUNTAIN WEST BANK
Jul 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage LOWN FAMILY REVOCABLE TRUST
Mar 29, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	7326737
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1518 E 20TH AVE, SPOKANE, WA 99203-3721
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 W HIGHLINE LN, SPOKANE, WA 99201-1910

Mortgage

Document Number	0007468184
Date	Feb 4, 2026
Instrument	7468184

Lender

Name	SUNFLOWER BANK NA
Type	Bank
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

December 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 29, 2023
Property Address	1518 E 20TH AVE, SPOKANE, WA 99203-3721
Document Number	0007326737
Map Reference	VOL 6 PG 51
Instrument Date	Dec 22, 2023
Instrument	7326737
Transaction Type	Construction Loan
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, MULTIPLE

Transaction

Amount	Amount Recorded
Tax	$6,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007326738
Date	Dec 29, 2023
Instrument	7326738

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	13.2%
Index	12-Month MTA
Margin	3
Max Rate	13.2%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 20, 2023
Property Address	1518 E 20TH AVE, SPOKANE, WA 99203-3721
Document Number	0007297240
Instrument Date	Jul 8, 2023
Instrument	7297240
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W BOONE AVE, SPOKANE, WA 99201-2560
Investor	Possibly a Property Investor

Mortgage

Document Number	0007297241
Date	Jul 20, 2023
Instrument	7297241

Lender

Name	LOWN FAMILY REVOCABLE TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 29, 2019
Property Address	1518 E 20TH AVE, SPOKANE, WA 99203-3721
Document Number	0006793597
Instrument Date	Mar 20, 2019
Instrument	6793597
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$450.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1518 E 20TH AVE SPOKANE WA 992033721, SPOKANE, WA 99203-3721

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,000 (+42.42%) Land $355,000	$355,000 (+42.42%) Land $355,000
2025	$3,547.00 (+45.25%)
2024		$249,270 Land $249,270	$249,270 (+95.15%) Land $249,270
2023	$2,442.00
2022		$127,730 Land $127,730	$127,730 Land $127,730
2021	$1,484.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20

May also be available: Intermax Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 20th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures