16245 Pratt Rd, Armada, MI 48005 Property Records

Macomb County property record for 16245 Pratt Rd, Armada, MI 48005 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,512 sqft · built 2016
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Dec 2015)
Tax Bill	$10,041 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-02-06-400-002`

Property Details

APN / Parcel Number

Primary APN	`13-02-06-400-002`
Alternative APN	`0206400002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,512 sqft Living Area
1st Floor Area	2,512 sqft
Basement Area	2,512 sqft
Unfinished Basement	2,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Lot Area	435,600 sqft (10 acres)
Lot Width	325 ft Width
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	16245 PRATT RD
City	ARMADA
State	MI
Zip	48005-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02 06 400 002 SEC 6 T5N R13E COMM AT SE COR SEC 6, TH N 0 DEG 10' 31"W 1345.96 FT, TH N 88 DEG 34' 49" W 1013.14 FT TO PT OF
Legal Range	13E
Legal Township	05N
Legal Section	06
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	1
Census Block	1008
Census Tract	212000

Owner

Source: Macomb County records · APN 13-02-06-400-002

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16245 PRATT RD, ARMADA, MI 48005-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2015 · Amount on Record
Deed Sale	Dec 07, 2015 · Amount on Record
Deed Document Number	20155146921
Deed Book / Page	23758 / 286
Prior Transfer Date	May 28, 2014
Prior Transfer Doc	0000069333
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16245 PRATT RD, ARMADA, MI 48005-1031
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16245 PRATT RD, ARMADA, MI 48005-1031

Mortgage

Document Number	2200055818
Date	Apr 26, 2022
Book Page	28572/716
Instrument	202200055818

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,400 (+5.67%)	$778,800 (+5.67%)
2025	$10,041.00 (+16.44%) Homeowner's exemption	$368,500 (+19.06%)	$737,000 (+19.06%)
2023		$309,500	$619,000
2022	$8,623.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.