16155 Pratt Rd, Armada, MI 48005 Property Records

Macomb County property record for 16155 Pratt Rd, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,768 sqft · built 1987
Lot Size	10.1 acres (441,263 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (May 2016)
Tax Bill	$5,441 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-02-06-400-013`

Property Details

APN / Parcel Number

Primary APN	`13-02-06-400-013`
Alternative APN	`0206400013`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	1,624 sqft
Unfinished Basement	1,624 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Lot Area	441,263 sqft (10.1 acres)
Lot Dimensions	1,320 ft deep x 330 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16155 PRATT RD
City	ARMADA
State	MI
Zip	48005-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG 1.75
Legal Description	02-06-400-013 16155 PRATT MI 48005 48065 SEC 6 T5N R13E COMM AT CEN POST SEC 6, TH S 88 DEG 40' 08" E 1007.90 FT ALG E & W 1/4 LINE TO PT OF BEG, TH S 88 DEG 40' 08" E 329.05 FT ALG SD 1/4 LINE,TH S 0 DEG 02' 05" W 1339.74 FT, TH N 88 DEG 30' 53" W 3
Legal Range	13E
Legal Township	05N
Legal Section	06
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	1
Census Block	1008
Census Tract	212000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16155 PRATT RD, ARMADA, MI 48005-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2016 · Amount on Record
Deed Sale	May 16, 2016 · Amount on Record
Deed Document Number	20166060469
Deed Book / Page	24030 / 349
Prior Transfer Date	Mar 29, 2010
Prior Transfer Doc	0000152077
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16155 PRATT RD, ARMADA, MI 48005-1015
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16155 PRATT RD, ARMADA, MI 48005-1015

Mortgage

Document Number	2102171504
Date	May 3, 2021
Book Page	27661/284
Instrument	202102171504

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16155 PRATT RD, ARMADA, MI 48005-1015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033751
Date	Mar 23, 2020
Book Page	26590/495
Instrument	2033751

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,300 (+7.44%)	$430,600 (+7.44%)
2025	$5,441.00 (+16.46%) Homeowner's exemption	$200,400 (+20.29%)	$400,800 (+20.29%)
2023		$166,600	$333,200
2022	$4,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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