Osceola County property record for 1624 Tennessee Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 988 sqft · built 1979 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Sep 2019) |
| Tax Bill | $2,541 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 79191 |
| Primary APN | 79191 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 988 sqft Heated Area |
| Gross Area | 1,499 sqft |
| 1st Floor Area | 988 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 75 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 451 sqft |
| Patio Area | 150 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 79191 |
|---|---|
| Street Address | 1624 TENNESSEE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 323 E 75 FT OF LOTS 6-9 10-26-30 PER ORB 500/531 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 323 |
| Legal Lot Number | 6-9,1 9 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4065 |
| Census Tract | 43400 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1624 TENNESSEE AVE, SAINT CLOUD, FL 34769-4973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Sep 19, 2019 | Warranty Deed, Transfer · FHA Mortgage RP FUNDING INC |
| Jan 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on Record |
| Deed Sale | Sep 19, 2019 · Amount on Record |
| Prior Sale | Oct 20, 2010 · Amount on Record |
| Deed Document Number | 2019121451 |
| Deed Book / Page | 5592 / 1425 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1624 TENNESSEE AVE, SAINT CLOUD, FL 34769-4973 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1624 TENNESSEE AVE, SAINT CLOUD, FL 34769-4973 |
| Document Number | 0060512765 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 6051/2765 |
| Instrument | 2021149342 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 19, 2019 |
| Property Address | 1624 TENNESSEE AVE, SAINT CLOUD, FL 34769-4973 |
| Document Number | 0055921425 |
| Book / Page | 5592 / 1425 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 2019121451 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SCCURITY NATIONAL T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1815 ROPER RD, 1815, SAINT CLOUD, FL 34771-1713 |
| Name | Verified Name |
|---|---|
| Address | 1624 TENNESSEE AVE, SAINT CLOUD, FL 34769-4973 |
| Document Number | 0055921427 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 5592/1427 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1624 TENNESSEE AVE, SAINT CLOUD, FL 34769-4973 |
| Document Number | 0050981566 |
| Book / Page | 005098 / 001566 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1624 TENNESSEE AVE ST CLOUD FL 347694973, ST CLOUD, FL 34769-4973 |
| Document Number | 0050981566 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 005098/001566 |
| Instrument | 20610 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2047 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,541.00 (+6.68%) Homeowner's exemption | $184,867 (+5.99%) | $265,500 (+13.51%) Land $46,800 Building $218,700 |
| 2023 | $2,382.00 (+3.93%) Homeowner's exemption | $174,425 (+3%) | $233,900 (+10.12%) Land $34,000 Building $199,900 |
| 2022 | $2,292.00 Homeowner's exemption | $169,345 | $212,400 Land $30,600 Building $181,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2009–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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