1525 Tennessee Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1525 Tennessee Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,400 sqft · built 1980
Lot Size0.339 acres (14,810 sqft)
Owner2 Owner Names on File
Last Sale$135,000 (Feb 2003)
Tax Bill$1,209 (2025)
Flood ZoneZone X (minimal risk)
APN79135

Property Details

APN / Parcel Number

Primary APN79135
Alternative APN
  • 012630000103150130

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,400 sqft Heated Area
Gross Area3,424 sqft
1st Floor Area1,400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeMixed
Garage Area1,040 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79135
Street Address1525 TENNESSEE AVE
CitySAINT CLOUD
StateFL
Zip34769-4951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 315 LOTS 13-16 10/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block315
Legal Lot Number13 14
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4057
Census Tract43400

Owner

The current owner of 1525 Tennessee Ave bought it in February 2003.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Owner Names on File
Mailing Address1525 TENNESSEE AVE, SAINT CLOUD, FL 34769-4951
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2003 · Amount on File
Deed SaleFeb 4, 2003 · Amount on File
Deed Document Number0218801501
Deed Book / Page02188 / 01501
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1525 Tennessee Ave was $1,209 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,209.00 Homeowner's exemption$110,469$312,100 Land $63,200 Building $248,900
2023$1,118.00 (+5.08%) Homeowner's exemption$104,230 (+3%)$278,200 (+16.21%) Land $57,500 Building $220,700
2022$1,064.00 Homeowner's exemption$101,195$239,400 Land $51,800 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1525 Tennessee Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (2009–2022)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1525 Tennessee Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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