Franklin County property record for 1624 Ridgewood Ct, Saint Clair, MO 63077 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 1979 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,685 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-3-08.0-2-000-015.000 |
| Primary APN | 30-3-08.0-2-000-015.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 239,580 sqft (5.5 acres) |
| Garage Area | 266 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Street Address | 1624 RIDGEWOOD CT |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N1/2 NW N COURTNEY RD |
| Legal Range | 01E |
| Legal Township | 41 |
| Legal Section | 08 |
| Legal Quarter | NW |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 800901 |
Source: Franklin County records · APN 30-3-08.0-2-000-015.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1624 RIDGEWOOD CT, SAINT CLAIR, MO 63077-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Jul 09, 2018 | Deed of Trust, Mortgage ROYAL UNITED MTG |
| Apr 06, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2003 |
| Deed Sale | Jul 25, 2003 |
| Deed Document Number | 2003-17942 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1624 RIDGEWOOD CT, SAINT CLAIR, MO 63077-3418 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002123030 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2123030 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Oct 01, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1624 RIDGEWOOD CT, SAINT CLAIR, MO 63077-3418 |
| Document Number | 0000009745 |
| Instrument Date | Jul 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1624 RIDGEWOOD CT ST CLAIR MO 630773418, ST CLAIR, MO 63077-3418 |
| Document Number | 0000009745 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 9745 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 12, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1624 RIDGEWOOD CT, SAINT CLAIR, MO 63077-3418 |
| Document Number | 0000005254 |
| Instrument Date | Apr 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1624 RIDGEWOOD CT ST CLAIR MO 630773418, ST CLAIR, MO 63077-3418 |
| Document Number | 0000005254 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 5254 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 11, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,685.00 (+4.66%) | $33,552 (+15.49%) | $176,590 (+15.49%) Land $33,130 Building $143,460 |
| 2023 | $1,610.00 (+3.27%) | $29,051 | $152,900 Land $27,900 Building $125,000 |
| 2022 | $1,559.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718009011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 78 (1979–2024) |
| Claims Outside the SFHA | 7 of 78 |
| Most Recent Claim | Nov 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 35% of the US · above 26% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| Wave Internet Technologies | Fixed Wireless (unlicensed) | 100 / 100 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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