1480 Ridgewood Ct, Saint Clair, MO 63077 Property Records

Franklin County property record for 1480 Ridgewood Ct, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,525 sqft · built 1983
Lot Size2.7 acres (117,612 sqft)
Owner2 Owner Names on Record
Tax Bill$2,080 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN30-3-08.0-2-003-013.000

Property Details

APN / Parcel Number

Primary APN30-3-08.0-2-003-013.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,525 sqft Living Area

Exterior

Year BuiltBuilt 1983
Architectural StyleA-Frame
Construction TypeFrame
Lot Area117,612 sqft (2.7 acres)
Patio Area70 sqft

Location & Zoning

Street Address1480 RIDGEWOOD CT
CitySAINT CLAIR
StateMO
Zip63077-3434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANU
Legal DescriptionLOT:1 RIDGEWOOD
Legal Range01E
Legal Township41
Legal Section08
Legal QuarterNW
Legal SubdivisionRIDGEWOOD
Legal Block3
Legal Lot Number1
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1001
Census Tract800901

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1480 RIDGEWOOD CT, SAINT CLAIR, MO 63077-3434
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2013
Deed SaleOct 8, 2013
Prior SaleMay 22, 2006
Deed Document Number1317432
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address1480 RIDGEWOOD CT, SAINT CLAIR, MO 63077-3434
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002305735
DateMay 19, 2023
Instrument2305735
Lender
NameVA
TypeGovernment Agency
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,080.00 (+19.27%)$34,367 (+9.26%)$180,880 (+9.26%) Land $20,700 Building $160,180
2023$1,744.00 (+6.02%)$31,454$165,550 Land $17,960 Building $147,590
2022$1,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims78 (1979–2024)
Claims Outside the SFHA7 of 78
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims
  • Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgewood Ct

Nearby Streets

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