King County property record for 16232 SE 265th Ct, Covington, WA 98042
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,520 sqft · built 1995 |
| Lot Size | 0.218 acres (9,483 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Dec 2012) |
| Tax Bill | $9,888 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 680630-0440 |
| Primary APN | 680630-0440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,520 sqft Living Area |
| Gross Area | 4,390 sqft |
| 1st Floor Area | 1,750 sqft |
| 2nd Floor Area | 1,770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 9,483 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 870 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 680630044005 |
|---|---|
| Street Address | 16232 SE 265TH CT |
| City | COVINGTON |
| State | WA |
| Zip | 98042-8217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | PIONEER RIDGE TGW UND INT IN TRACT F |
| Legal Range | 05 |
| Legal Township | 22 |
| Legal Section | 26 |
| Legal Subdivision | PIONEER RIDGE |
| Legal Tract | F |
| Legal Lot Number | 44 |
| Jurisdiction | KING WA |
| Township / Civil Division | TAHOMA-MAPLE VALLEY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 31709 |
Source: King County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1615 28TH AVE NE, ISSAQUAH, WA 98029-7361 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 15, 2018 | Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2012 · Amount on Record |
| Deed Sale | Dec 12, 2012 · Amount on Record |
| Prior Sale | Jul 14, 1995 · Amount on Record |
| Deed Document Number | 20121530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 16232 SE 265TH CT, COVINGTON, WA 98042-8217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001952 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 20201204001952 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 16232 SE 265TH CT, COVINGTON, WA 98042-8217 |
| Document Number | 0000000908 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16232 SE 265TH CT COVINGTON WA 980428217, COVINGTON, WA 98042-8217 |
| Document Number | 0000000908 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 201806270908 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124-9750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 26, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Covington City |
| Unified School District | Kent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,888.00 (+11.36%) | ||
| 2025 | $903,000 (+4.03%) Land $302,000 Building $601,000 | $903,000 (+4.03%) Land $302,000 Building $601,000 | |
| 2024 | $8,879.00 (-1.28%) | $868,000 (+0.93%) Land $291,000 Building $577,000 | $868,000 (+0.93%) Land $291,000 Building $577,000 |
| 2022 | $8,994.00 | $860,000 Land $287,000 Building $573,000 | $860,000 Land $287,000 Building $573,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DISTRICT serves 56,172 people · EPA ID WA5341650 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL | 140 / 20 |
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