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1623 Emma St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1623 Emma St, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details2 bd · 832 sqft · built 1936
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (May 2025)
Tax Bill$1,168 (2026)
Deeds & MortgagesMay 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN092020090120009

Property Details

APN / Parcel Number

Primary APN092020090120009
Alternative APNs
  • 41360561
  • 164700
  • 185456

Interior

Bedrooms2 Beds
Building Area832 sqft Living Area
1st Floor Area832 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1990
Architectural StylePatio Home
Exterior MaterialWood Shingle
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage Area308 sqft
DrivewayDriveway

Utilities, Heating & Cooling

Heating SystemOil

Location & Zoning

Account Number185456
Street Address1623 EMMA ST
CityBRAINERD
StateMN
Zip56401-4319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLOCK 9
Legal Range31W
Legal Township45N
Legal Section36
Legal SubdivisionWOODLAND PARK ADDITION TO BRAINERD
Legal Block9
Legal Lot Number12
JurisdictionCROW WING MN
Township / Civil DivisionBRAINERD
Census Block Group1
Census Block1005
Census Tract951303

Owner

Source: Crow Wing County records · APN 092020090120009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1623 EMMA ST, BRAINERD, MN 56401-4319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2025 · Amount on Record
Deed SaleMay 01, 2025 · Amount on Record
Prior SaleFeb 24, 2020 · Amount on Record
Deed Document Number20251009058
Record UpdatedSep 20, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCROW WING MN
Recording DateMay 01, 2025
Property Address1623 EMMA ST, BRAINERD, MN 56401-4319
Document Number0001009058
Instrument DateApr 28, 2025
Instrument1009058
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyELITE T&E CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$544.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13954 CYPRESS DR STE 200, 200, BAXTER, MN 56425-8813

Mortgage

Document Number0001009059
DateMay 01, 2025
Instrument1009059
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2055

Mortgage

Document Number0001009060
DateMay 01, 2025
Instrument1009060
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22031
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2055

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
MunicipalityBrainerd City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,168.00 (-2.83%)$112,808 (-19.13%)$146,200 (+4.8%) Land $46,000 Building $100,200
2025$1,202.00 (+28.69%) Homeowner's exemption$139,500 (+7.72%) Land $46,000 Building $93,500$139,500 (+7.72%) Land $46,000 Building $93,500
2023$934.00 Homeowner's exemption$129,500 Land $43,900 Building $85,600$129,500 Land $43,900 Building $85,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 15, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Consolidated Telephone Company.

Based on FCC filings for 162 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBrainerd
serves 14,670 people
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.63 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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