Crow Wing County property record for 1605 Emma St, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,136 sqft · built 1949 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Nov 2022) |
| Tax Bill | $1,608 (2026) |
| Deeds & Mortgages | Feb 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092020090080009 |
| Primary APN | 092020090080009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 264 sqft |
| Driveway | Driveway |
| Storage Building | 64 sqft |
| Heating System | Central |
|---|
| Account Number | 176574 |
|---|---|
| Street Address | 1605 EMMA ST |
| City | BRAINERD |
| State | MN |
| Zip | 56401-4319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLOCK 9 |
| Legal Range | 31W |
| Legal Township | 45N |
| Legal Section | 36 |
| Legal Subdivision | WOODLAND PARK ADDITION TO BRAINERD |
| Legal Block | 9 |
| Legal Lot Number | 8 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | BRAINERD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 951303 |
Source: Crow Wing County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1605 EMMA ST, BRAINERD, MN 56401-4319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2022 · Amount on Record |
| Deed Sale | Nov 17, 2022 · Amount on Record |
| Prior Sale | Jan 1, 2013 · Amount on Record |
| Deed Document Number | 20221491293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 1605 EMMA ST, BRAINERD, MN 56401-4319 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1605 EMMA ST, BRAINERD, MN 56401-4319 |
| Document Number | 0001006335 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | 1006335 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Dec 1, 2052 |
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Municipality | Brainerd City |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,608.00 (+21.45%) Homeowner's exemption | $167,000 (+1.71%) Land $46,000 Building $121,000 | $167,000 (+1.71%) Land $46,000 Building $121,000 |
| 2025 | $164,200 (+2.56%) Land $46,000 Building $118,200 | $164,200 (+2.56%) Land $46,000 Building $118,200 | |
| 2023 | $1,324.00 Homeowner's exemption | $160,100 Land $43,900 Building $116,200 | $160,100 Land $43,900 Building $116,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Brainerd serves 14,670 people · EPA ID MN1180002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.63 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CTC.
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