San Joaquin County property record for 16227 Spring Creek Dr, Ripon, CA 95366 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1974 |
| Square Footage | 2,047 sqft Living Area |
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $790,000 (2026) |
| Tax Bill | $6,046.00 (2025) |
| Primary APN | 261-230-060-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,047 sqft Living Area |
| 1st Floor | 2,047 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Custom Design Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Flat Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 11,761 sqft (0.27 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Old Parcel Number | 261-230-06 |
|---|---|
| Street Address | 16227 SPRING CREEK DR |
| City | RIPON |
| State | CA |
| Zip | 95366-2223 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 796 LOT 13 |
| Legal Subdivision | SPRING CREEK ESTATES |
| Legal Tract | 796 |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-230-060-000
Assessment roll updated September 24, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16227 SPRING CREEK DR, RIPON, CA 95366-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Apr 29, 2026 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Apr 06, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 10, 2019 | Deed of Trust, Mortgage · Line of Credit SUN TRUST BANK |
| Jan 05, 2021 | Grant Deed, Transfer · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 05, 2021 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Jan 05, 2021 · Amount on Record |
| Deed Doc Number | 202638611 |
| Prior Transfer Date | Dec 28, 2020 |
| Prior Transfer Doc | 0000001476 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 29, 2026 |
| Property Address | 16227 SPRING CREEK DR, RIPON, CA 95366-2223 |
| Document Number | 0000038611 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.38611 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87,769.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16227 SPRING CREEK DR, RIPON, CA 95366-2223 |
| Document Number | 0000038612, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026.38612 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16227 SPRING CREEK DR, RIPON, CA 95366-2223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000039102 |
|---|---|
| Date | Apr 06, 2017 |
| Instrument | 2017-039102 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16227 SPRING CREEK DR, RIPON, CA 95366-2223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 16227 SPRING CREEK DR, RIPON, CA 95366-2223 |
| Document Number | 0000047706 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2019-047706 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30328 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 05, 2021 |
| Property Address | 16227 SPRING CREEK DR, RIPON, CA 95366-2223 |
| Document Number | 0000001477 |
| Map Reference | VOL 17 PG 114 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2021-001477 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 16227 SPRING CREEK DR, RIPON, CA 95366-2223 |
| Document Number | 0000001478 |
|---|---|
| Date | Jan 05, 2021 |
| Instrument | 2021-001478 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 05, 2021 |
| Property Address | 16227 SPRING CREEK DR, RIPON, CA 95366-2223 |
| Document Number | 0000001476 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 1476 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2339 W HAMMER LANE C 174 STOCKTON CA 95209, STOCKTON, CA 95209 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,046.00 (+2.25%) Veteran's exemption | $665,694 (+4.04%) Land $162,364 Building $503,330 | |
| 2023 | $5,913.00 (-2.09%) Disabled Person's exemption Veteran's exemption | $639,846 Land $156,060 Building $483,786 | $768,420 |
| 2022 | $6,039.00 |
16227 Spring Creek Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 44th percentile of exposed land nationally · 26th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,563 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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