16221 Cabernet Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 16221 Cabernet Dr, Delray Beach, FL 33446

Property Summary

Property Type	Zero Lot Line
Details	5 bd · 6 ba · 4,783 sqft · built 2018
Lot Size	0.178 acres (7,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,028,000 (Oct 2019)
Tax Bill	$16,956 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-30-11-000-6090`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-30-11-000-6090`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,783 sqft Living Area
Gross Area	6,068 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	7,789 sqft (0.178 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	16221 CABERNET DR
City	DELRAY BEACH
State	FL
Zip	33446-2324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	AGR-PUD
Legal Description	HYDER AGR PUD PL 7 LT 609
Legal Range	42
Legal Township	46
Legal Section	30
Legal Subdivision	HYDER AGR PUD PL 7
Legal Lot Number	609
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	3
Census Block	3009
Census Tract	7774

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16221 CABERNET DR, DELRAY BEACH, FL 33446-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Warranty Deed, Transfer BANK OF AMERICA
Jul 16, 2018	Special Warranty Deed, Transfer · ARM BAC FLORIDA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	20190382655
Deed Book / Page	30963 / 1541
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 17, 2019
Property Address	16221 CABERNET DR, DELRAY BEACH, FL 33446-2324
Document Number	0309631541
Book / Page	030963 / 001541
Instrument Date	Oct 14, 2019
Instrument	382655
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	EMPIRE TITLE COMPANY, EMPIRE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,196.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16221 CABERNET DR DELRAY BEACH FL 334462324, DELRAY BEACH, FL 33446-2324

Mortgage

Document Number	309631546
Date	Oct 17, 2019
Book Page	030963/001546
Instrument	382657

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 16, 2018
Property Address	16221 CABERNET DR, DELRAY BEACH, FL 33446-2324
Document Number	0299940112
Book / Page	29994 / 0112
Map Reference	MB 122 PG 184
Instrument Date	Jul 12, 2018
Instrument	20180275086
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,277.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16221 CABERNET DR, DELRAY BEACH, FL 33446-2324

Mortgage

Document Number	20180275087
Date	Jul 16, 2018
Instrument	20180275087

Lender

Name	BAC FLORIDA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	11.1%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,956.00 (+5.25%) Homeowner's exemption	$1,054,647 (+5.99%)	$1,739,903 (-0.46%) Land $468,924 Building $1,270,979
2023	$16,110.00 (+0.59%) Homeowner's exemption	$995,072 (+3%)	$1,747,901 (+20.65%) Land $500,000 Building $1,247,901
2022	$16,015.00 Homeowner's exemption	$966,089	$1,448,704 Land $412,000 Building $1,036,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 461 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	461 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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