16220 Cabernet Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 16220 Cabernet Dr, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,537 sqft · built 2018
Lot Size	0.162 acres (7,035 sqft)
Owner	2 Individual Names on File
Last Sale	$896,348 (Jul 2018)
Tax Bill	$12,816 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jan 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-30-11-000-6210`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-30-11-000-6210`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,537 sqft Living Area
Gross Area	4,664 sqft
1st Floor Area	1,725 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	7,035 sqft (0.162 acres)
Garage Type	Attached
Garage Area	502 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16220 CABERNET DR
City	DELRAY BEACH
State	FL
Zip	33446-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR-PUD
Legal Description	HYDER AGR PUD PL 7 LT 621
Legal Range	42E
Legal Township	46S
Legal Section	30
Legal Subdivision	HYDER AGR PUD PL 7
Legal Lot Number	621
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	3
Census Block	3009
Census Tract	7774

Owner

16220 Cabernet Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Palm Beach County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16220 CABERNET DR, DELRAY BEACH, FL 33446-2324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Jan 8, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 22, 2020	Loan Modification, Mortgage · Line of Credit US BK
Jul 3, 2018	Special Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Deed Document Number	2018259371
Deed Book / Page	29968 / 1766
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16220 CABERNET DR, DELRAY BEACH, FL 33446-2324
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16220 CABERNET DR, DELRAY BEACH, FL 33446-2324

Mortgage

Document Number	0329280861
Date	Oct 5, 2021
Book Page	32928/861
Instrument	20210457876

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Sep 24, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16220 CABERNET DR, DELRAY BEACH, FL 33446-2324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0303500584
Date	Jan 8, 2019
Book Page	30350/0584
Instrument	20190006960

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16220 CABERNET DR, DELRAY BEACH, FL 33446-2324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0314740444
Date	Jun 5, 2020
Book Page	31474/444
Instrument	20200193314

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PALM BEACH FL
Property Address	16220 CABERNET DR, DELRAY BEACH, FL 33446-2324
Document Number	0315301419
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6220 CABERNET DR DELRAY BEACH FL 33446, DELRAY BEACH, FL 33446

Mortgage

Document Number	0315301419
Date	Jun 29, 2020
Book Page	031530/001419
Instrument	224181

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 3, 2018
Property Address	16220 CABERNET DR, DELRAY BEACH, FL 33446-2324
Document Number	0299681766
Book / Page	29968 / 1766
Map Reference	MB 122 PG 184
Instrument Date	Jun 28, 2018
Instrument	20180259371
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,274.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16220 CABERNET DR, DELRAY BEACH, FL 33446-2324

Mortgage

Document Number	20180259372
Date	Jul 3, 2018
Instrument	20180259372

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16220 Cabernet Dr was $12,816 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,816.00 Homeowner's exemption	$800,327	$1,192,779 Land $407,628 Building $785,151
2023	$12,170.00 (+0.65%) Homeowner's exemption	$755,118 (+3%)	$1,363,909 (+13.97%) Land $367,000 Building $996,909
2022	$12,092.00 Homeowner's exemption	$733,124	$1,196,710 Land $365,000 Building $831,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16220 Cabernet Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 461 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	461 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16220 Cabernet Dr is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cabernet Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures