1622 Ravine Rd, Vista, CA 92083 Property Records

San Diego County property record for 1622 Ravine Rd, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1981
Lot Size	0.234 acres (10,186 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Dec 2020)
Tax Bill	$7,428 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Sep 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`162-470-10-00`

Property Details

APN / Parcel Number

Primary APN	`162-470-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	10,186 sqft (0.234 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1622 RAVINE RD
City	VISTA
State	CA
Zip	92083-5560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 18 TR 009446
Legal Subdivision	VISTA #78-2
Legal Tract	009446
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	19405

Owner

1622 Ravine Rd is owned and occupied by two individuals who bought it in December 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1622 RAVINE RD, VISTA, CA 92083-5560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 28, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage MISSION FCU
Dec 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jan 24, 2019	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Dec 4, 2020	Grant Deed, Transfer · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Jun 21, 2016 · Amount on File
Deed Document Number	2020779023
Prior Transfer Date	Oct 20, 1993
Prior Transfer Doc	0000812766
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1622 RAVINE RD, VISTA, CA 92083-5560
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 RAVINE RD, VISTA, CA 92083-5560

Mortgage

Document Number	0000047419
Date	Feb 20, 2026
Instrument	2026-0047419

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2023
Property Address	1622 RAVINE RD, VISTA, CA 92083-5560
Document Number	0000262828
Map Reference	MAP 9446
Instrument Date	Sep 20, 2023
Instrument	2023-0262828
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1622 RAVINE RD, VISTA, CA 92083-5560

Mortgage

Document Number	0000262829
Date	Sep 28, 2023
Instrument	2023-0262829

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 16, 2021
Property Address	1622 RAVINE RD, VISTA, CA 92083-5560
Document Number	0000849379
Map Reference	MAP 9446
Instrument Date	Dec 11, 2021
Instrument	2021-0849379
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1622 RAVINE RD, VISTA, CA 92083-5560

Mortgage

Document Number	0000849380
Date	Dec 16, 2021
Instrument	2021-0849380

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1622 RAVINE RD, VISTA, CA 92083-5560
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 RAVINE RD, VISTA, CA 92083-5560

Mortgage

Document Number	0000210546
Date	Mar 18, 2021
Instrument	2021-0210546

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 31, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1622 RAVINE RD, VISTA, CA 92083-5560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 RAVINE RD, VISTA, CA 92083-5560

Mortgage

Document Number	0000027236
Date	Jan 24, 2019
Instrument	2019-0027236

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	362 Months
Due	Feb 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2020
Property Address	1622 RAVINE RD, VISTA, CA 92083-5560
Document Number	0000779023
Map Reference	MAP 9446
Instrument Date	Nov 25, 2020
Instrument	2020-0779023
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMER TTL OF LOS ANGELE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 RAVINE RD, VISTA, CA 92083-5560

Mortgage

Document Number	0000779024
Date	Dec 4, 2020
Instrument	2020-0779024

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1622 Ravine Rd was $7,428 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$607,240 (+2%) Land $247,384 Building $359,856
2025	$7,428.00 Homeowner's exemption	$595,334 Land $242,534 Building $352,800
2023	$6,892.00 (+0.25%) Homeowner's exemption	$572,218 Land $233,117 Building $339,101
2022	$6,875.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1622 Ravine Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1622 Ravine Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, GeoLinks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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