1622 E 20th St, Oakland, CA 94606 Property Records

Alameda County property record for 1622 E 20th St, Oakland, CA 94606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,316 sqft · built 1923
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Dec 2023)
Tax Bill	$11,820 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-258-15`

Property Details

APN / Parcel Number

Primary APN	`21-258-15`
Alternative APN	`021-0258-015-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,600 sqft (0.129 acres)

Location & Zoning

Street Address	1622 E 20TH ST
City	OAKLAND
State	CA
Zip	94606-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00015 BLK: AR: 0021 PAGE: 0258
Legal Subdivision	SAN ANTONIO
Legal Block	56
Legal Lot Number	7&6
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1012
Census Tract	405902

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1622 E 20TH ST, OAKLAND, CA 94606-4032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMET LENDING GROUP INC
Dec 27, 2023	Grant Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Apr 14, 2008 · Amount on Record
Deed Document Number	2023150459
Prior Transfer Date	Jun 13, 1997
Prior Transfer Doc	0000159100
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1622 E 20TH ST, OAKLAND, CA 94606-4032
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1622 E 20TH ST, OAKLAND, CA 94606-4032

Mortgage

Document Number	0000147331
Date	Nov 21, 2025
Instrument	2025147331

Lender

Name	EMET LENDING GROUP INC
Type	Mortgage Company
Address	2601 SATURN ST STE 200, BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 27, 2023
Property Address	1622 E 20TH ST, OAKLAND, CA 94606-4032
Document Number	0000150459
Map Reference	MB 1 PG 2
Instrument Date	Dec 20, 2023
Instrument	2023150459
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1622 E 20TH ST, OAKLAND, CA 94606-4032

Mortgage

Document Number	0000150460
Date	Dec 27, 2023
Instrument	2023150460

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	Other
Margin	5
Max Rate	12.7%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,000 (-9.15%) Land $208,500 Building $486,500
2025	$11,820.00 (+38.8%)	$765,000 (+55.78%) Land $229,500 Building $535,500
2023	$8,516.00 Homeowner's exemption	$491,088 Land $147,326 Building $343,762	$652,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 968 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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