1616 E 20th St, Oakland, CA 94606 Property Records

Alameda County property record for 1616 E 20th St, Oakland, CA 94606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,090 sqft · built 1914
Lot Size	0.113 acres (4,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2018)
Tax Bill	$8,476 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-258-16`

Property Details

APN / Parcel Number

Primary APN	`21-258-16`
Alternative APN	`021-0258-016-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,900 sqft (0.113 acres)

Location & Zoning

Street Address	1616 E 20TH ST
City	OAKLAND
State	CA
Zip	94606-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00016 BLK: AR: 0021 PAGE: 0258
Legal Subdivision	FREEMANS MAP/SAN ANTONIO
Legal Block	56
Legal Lot Number	5&6
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1012
Census Tract	405902

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1616 E 20TH ST, OAKLAND, CA 94606-4032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
May 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HSBC BANK USA
Mar 12, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 1, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	2018189963
Last Transfer Date	Oct 25, 2019
Transfer Doc	0000119065
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1616 E 20TH ST, OAKLAND, CA 94606-4032
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 E 20TH ST, OAKLAND, CA 94606-4032

Mortgage

Document Number	0000010480
Date	Jan 8, 2021
Instrument	2021010480

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1616 E 20TH ST, OAKLAND, CA 94606-4032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 E 20TH ST, OAKLAND, CA 94606-4032

Mortgage

Document Number	0000255117
Date	Oct 1, 2020
Instrument	2020255117

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 22, 2020
Property Address	1616 E 20TH ST, OAKLAND, CA 94606-4032
Document Number	0000119065
Instrument Date	Oct 25, 2019
Instrument	2020119065
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 E 20TH ST, OAKLAND, CA 94606-4032

Mortgage

Document Number	0000119066
Date	May 22, 2020
Instrument	2020119066

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Nov 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1616 E 20TH ST, OAKLAND, CA 94606-4032
Document Number	0000059152
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 E 20TH ST OAKLAND CA 946064032, OAKLAND, CA 94606-4032

Mortgage

Document Number	0000059152
Date	Apr 2, 2019
Instrument	59152

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 1, 2018
Property Address	1616 E 20TH ST, OAKLAND, CA 94606-4032
Document Number	0000189963
Instrument Date	Sep 24, 2018
Instrument	189963
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1616 E 20TH ST OAKLAND CA 946064032, OAKLAND, CA 94606-4032

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,742 (+0.65%) Land $158,322 Building $369,420
2025	$8,476.00 (-0.57%) Homeowner's exemption	$517,394 (+4.04%) Land $155,218 Building $362,176
2023	$8,525.00 Homeowner's exemption	$497,307 Land $149,192 Building $348,115	$535,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 968 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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