16213 Upper Delaware Rd, Henderson, KY 42420 Property Records

Henderson County property record for 16213 Upper Delaware Rd, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,598 sqft · built 1931
Lot Size2.32 acres (101,495 sqft)
OwnerIndividual Name on Record
Last Sale$57,500 (Apr 2006)
Tax Bill$781 (2025)
Deeds & MortgagesAug 2026 Mortgage
Mar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN90-1-67

Property Details

APN / Parcel Number

Primary APN90-1-67
Alternative APN
  • 25475

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,598 sqft Finished Area

Exterior

Year BuiltBuilt 1931
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area101,495 sqft (2.32 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number25475
Street Address16213 UPPER DELAWARE RD
CityHENDERSON
StateKY
Zip42420-8822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
JurisdictionHENDERSON KY
Township / Civil DivisionHEBBARDSVILLE-ROBARDS
Census Block Group3
Census Block3008
Census Tract20800

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address16213 UPPER DELAWARE RD, HENDERSON, KY 42420-8822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION FEDERAL CREDIT UNION
Mar 7, 2023Deed of Trust, Mortgage · Line of Credit
LIBERTY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2006 · Amount on Record
Deed SaleApr 4, 2006 · Amount on Record
Deed Document Number0000547640
Deed Book / Page547 / 640
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Recording DateAug 21, 2026
Property Address16213 UPPER DELAWARE RD, HENDERSON, KY 42420-8822
Document Number0000008566
Book / Page1511 / 811
Instrument DateAug 1, 2026
Instrument20268566
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address16213 UPPER DELAWARE RD, HENDERSON, KY 42420-8822

Mortgage

Document Number0000008566,
DateAug 21, 2026
Book Page1511/811
Instrument20268566
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 16, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address16213 UPPER DELAWARE RD, HENDERSON, KY 42420-8822
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document NumberMT1413/663
DateMar 7, 2023
Book PageMT1413/663
Instrument2023002000
Lender
NameLIBERTY FCU
TypeCredit Union
AddressEVANSVILLE, IN 47715
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJan 15, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$781.00 (-0.76%)$65,500 (-)$65,500 (-)
2023$787.00$65,500$65,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON COUNTY WATER DISTRICT
serves 17,447 people · EPA ID KY0510189
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Watch TV
Fixed Wireless
100 / 20

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