16156 Upper Delaware Rd, Henderson, KY 42420 Property Records

Henderson County property record for 16156 Upper Delaware Rd, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,269 sqft · built 1978
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Jun 2022)
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-1-62`

Property Details

APN / Parcel Number

Primary APN	`90-1-62`
Alternative APNs	`46649` `50712`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,269 sqft Finished Area

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.619 acres)
Lot Width	175 ft Width
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	50712
Street Address	16156 UPPER DELAWARE RD
City	HENDERSON
State	KY
Zip	42420-8822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	DIV OF LEM JOHNSON TRACT
Jurisdiction	HENDERSON KY
Township / Civil Division	HEBBARDSVILLE-ROBARDS
Census Block Group	3
Census Block	3025
Census Tract	20800

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16156 UPPER DELAWARE RD, HENDERSON, KY 42420-8822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed, Transfer · FHA Mortgage EVANSVILLE TEACHERS FCU
Feb 19, 2020	Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
Dec 10, 2019	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Prior Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	2022005667
Deed Book / Page	RE660 / 16
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jun 7, 2022
Property Address	16156 UPPER DELAWARE RD, HENDERSON, KY 42420-8822
Document Number	00RE660/16
Book / Page	RE660 / 16
Map Reference	MB 3 PG 19
Instrument Date	Jun 3, 2022
Instrument	2022005667
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$131.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 ROONEY DR, 207, HENDERSON, KY 42420-2340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16154 UPPER DELAWARE RD # L, L, HENDERSON, KY 42420-8822

Mortgage

Document Number	2022005668
Date	Jun 7, 2022
Instrument	2022005668

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	MT1393/937
Date	Jun 7, 2022
Book Page	MT1393/937
Instrument	2022005669

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Feb 19, 2020
Property Address	16156 UPPER DELAWARE RD, HENDERSON, KY 42420-8822
Document Number	RE0642/487
Book / Page	RE 0642 / 487
Map Reference	MB 3 PG 19
Instrument Date	Feb 14, 2020
Instrument	2020001734
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16156 UPPER DELAWARE RD, 16156, HENDERSON, KY 42420-8822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16156 UPPER DELAWARE RD, HENDERSON, KY 42420-8822

Mortgage

Document Number	2020001735
Date	Feb 19, 2020
Instrument	2020001735

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	HENDERSON KY
Recording Date	Dec 10, 2019
Property Address	16156 UPPER DELAWARE RD, HENDERSON, KY 42420-8822
Document Number	RE0641/131
Book / Page	RE 0641 / 131
Map Reference	MB 10 PG 378
Instrument Date	Dec 10, 2019
Instrument	2019013671
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19561 UPPER DELAWARE RD, 19561, HENDERSON, KY 42420-9544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16156 UPPER DELAWARE RD, HENDERSON, KY 42420-8822

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00 (-0.79%)	$131,000 (-)	$131,000 (-)
2023	$1,519.00	$131,000	$131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Watch TV.

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