Cumberland County property record for 1621 Beard Rd, Wade, NC 28395
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,896 sqft · built 1985 |
| Lot Size | 8.47 acres (368,953 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,877 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0449-98-6360 |
| Primary APN | 0449-98-6360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,896 sqft Heated Area |
| 1st Floor Area | 1,896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 368,953 sqft (8.47 acres) |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 745 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 1621 BEARD RD |
|---|---|
| City | WADE |
| State | NC |
| Zip | 28395-8423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | 8.47 ACS GOODEN LD |
| Legal Subdivision | EASTOVER ARMSTRONG STEDMAN DIS |
| Legal Block | 98 |
| Legal Lot Number | 6360 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | EASTOVER |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 2600 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1621 BEARD RD, WADE, NC 28395-8423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 1621 BEARD RD, WADE, NC 28395-8423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 1621 BEARD RD, WADE, NC 28395-8423 |
| Document Number | 0116590379 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 11659/379 |
| Instrument | 2386 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,877.00 | ||
| 2025 | $2,877.00 (+8.94%) | $321,613 (+41.54%) Land $87,329 Building $234,284 | $321,613 (+41.54%) Land $87,329 Building $234,284 |
| 2024 | $2,641.00 (+1.42%) | $227,217 (-) Land $49,336 Building $177,881 | $227,217 (-) Land $49,336 Building $177,881 |
| 2023 | $2,604.00 (+1.44%) | $227,217 Land $49,336 Building $177,881 | $227,217 Land $49,336 Building $177,881 |
| 2022 | $2,567.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 25 (1984–2020) |
| Claims Outside the SFHA | 19 of 25 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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