1587 Beard Rd, Wade, NC 28395 Property Records

Cumberland County property record for 1587 Beard Rd, Wade, NC 28395

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 2,434 sqft · built 1994
Lot Size	5.46 acres (238,273 sqft)
Owner	2 Individual Names on File
Last Sale	$4,000 (Jul 1996)
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`0449-97-2805`

Property Details

APN / Parcel Number

Primary APN	`0449-97-2805`
Alternative APN	`0449.02972805`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,434 sqft Heated Area
1st Floor Area	1,262 sqft
2nd Floor Area	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Traditional
Exterior Material	Concrete
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	238,273 sqft (5.46 acres)
Lot Dimensions	1,760 ft deep x 314 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	294 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0449.02972805
Street Address	1587 BEARD RD
City	WADE
State	NC
Zip	28395-8421
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	J O & J D WEST & O L & R H COX LO:2-A SE:01 PL:0092-0016
Legal Subdivision	EASTOVER ARMSTRONG STEDMAN DIS
Legal Lot Number	2
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	2
Census Block	2031
Census Tract	2600

Owner

Source: Cumberland County records · APN 0449-97-2805

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1587 BEARD RD, WADE, NC 28395-8421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 1996 · Amount on Record
Deed Sale	Jul 18, 1996 · Amount on Record
Deed Document Number	0000452321
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	1587 BEARD RD, WADE, NC 28395-8421
Transaction Type	Mortgage
Record Updated	Jan 09, 2024
Title Company	DATA SEARCH INC, DATA SERACH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1587 BEARD RD, WADE, NC 28395-8421

Mortgage

Document Number	0118810295
Date	Dec 22, 2023
Book Page	11881/295
Instrument	39270

Lender

Name	TRUIST BANK A NORTH CAROLIN
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cumberland County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,427.00 (+28.02%)	$367,471 (+50.82%) Land $54,406 Building $313,065	$367,471 (+50.82%) Land $54,406 Building $313,065
2024	$2,677.00 (+2.84%)	$243,655 (-) Land $30,587 Building $213,068	$243,655 (-) Land $30,587 Building $213,068
2023		$243,655 Land $30,587 Building $213,068	$243,655 Land $30,587 Building $213,068
2022	$2,603.00 (-0.38%)
2019	$2,613.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (37051C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370510026002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	25 (1984–2020)
Claims Outside the SFHA	19 of 25
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 12 claims Hurricane Matthew, Oct 2016 · 9 claims

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 3 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.